Discover is a wonderful bank. I love their CS. My advice is don't apply unless your credit profile is perfect with no inquiries to get a good starting CL. I wanted a Discover card so bad so I applied and was approved with a 1700 CL and a high interest rate 22.99%. I love the card but it won't grow. It's been almost a year, I've been using it declined for CLI just last week. I will close the card and reapply after all my inquiries fall off and my AAoA improves to get a good CL and APR. good card but be careful it won't grow with less than perfect credit. They might approve you but you will regret the starting CL and the no growth. My highest CL is 7000 with BOFA so why would I bother using their card with its low CL? Should have waited but I learned an important lesson when it comes to gardening.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??
Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
