@Jaylima91 wrote:
So you guys feel I have a chance of Freedom even though I was approved for the CSP less than 30 days ago?
Yep. Like I said, I was approved for Freedom and CSP on the same day. Fast forward 31 days, Chase pulled Experian for me last night instead of Equifax and Experian is my worst report by a large margin (1st Bank of Delaware charge off I'm trying to get removed) and I now have 4 inquiries I didn't have 30 days ago and I was STILL approved.
I think you're good to go.
Also I never come up on any pre-approval sites ever yet still get approved?
@ezdoesit wrote:
@Closingracer99 wrote:
@ezdoesit wrote:
@Closingracer99 wrote:
@Jaylima91 wrote:Oh i see now. That really does sound like an amazing combo. I think I may wait since I got the CSP last month and probably would get denied for the freedom.
You might get approved but not on the best of terms
If you have the CSP already I would say your chances for the Freedom are pretty hgh. Why don't you check Chase's pre-app if the Freedom comes up then your golden it will also let you know the interest rate.
I did then same thing after I was approved for the CSP checked Pre-app and it came with a 13.99% so I applied. GL.
Another great advantage is the UR mall I always check there before I buy something to see what the bonus points are going to be if a buy an item thru the UR. I also check amazon and other website to make sure I am getting a good deal.
Ex. I bought a pair of shoes for $179 got 15x bonus points plus 1x from Chase. That comes out to over 2500 points for just buying something I needed anyway. I have noticed that the same store usually has a better bonus on the Freedom site than going thru CSP UR. I got the shoes from onlineshoes.com on CSP it was 7x on Freedom it was 15x.
I wish I can get 13.99% APR on my credit cards lol ... The only ones with 15.99% is my CSP and CS which has fixed APR% verus the variable APR% on my other cards
That's why the OP should go on Chase's website first they are very accurate. If it comes up Freedom he/she is golden.
If you can get 15.99% with chase you are pretty close your knocking on 13.99% door you are just hoping he opens. LOL
Naa those are fixed APR% with the CSP and Chase sapphire. my Freedom is 22.99% lol
@Jaylima91 wrote:
I checked but for some reason every time I check their pre approval tool they give me this error. "We are unable to locate any offers for you at this time.
This may be because you have opted out of "prescreened" offers from Chase
and other companies or you have recently responded to another offer from Chase.
However, we may still have products to meet your needs. Please continue to Chase.com."
They never gave me anything on their and I now have an Amazon Visa card ( Done by chase), Chase Freedom, Chase Sapphire and chase Sapphire Preferred.
@Jaylima91 wrote:
Alright I applied and got this message. Good or bad?
Thank you for applying.
Your application requires further review before we make a decision. Here's what you can expect:
Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.
If you are approved, you will receive your card and other important information in the mail.
I would call and give them whatever information they might need.
@Jaylima91 wrote:
Alright I applied and got this message. Good or bad?
Thank you for applying.
Your application requires further review before we make a decision. Here's what you can expect:
Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.
If you are approved, you will receive your card and other important information in the mail.
Those for me have always been denial ... I would call the Backdoor number and Recon it... worse they can say is it is Declined or pending
@Jaylima91 wrote:
What number should I call? Thank you guys, I really appreciate the information I get from you guys in this forum!
There is a thread with all of the Backdoor Numbers on top of the Page