@HeavenOhio wrote:
@luis999 wrote:
Thanks for the replies
My Spg card will be a year old in Feb. Au was added around April and platinum around Oct.
Will wait a few months longer then try the match too again and see if it changes.
Have you ever asked for a CLI (credit limit increase) on your AMEX revolver? If you've never done it, consider requesting an increase to 30k.
For the record, sometimes AUs count toward your score and sometimes they don't. And lenders can do what they want with them despite what FICO might say. AUs won't help with Chase approvals. As far as file thickness, they're totally ignored.
Do CLIs effect credit scores? I haven't applied for one (they did get me a jump from $7k to $14k without asking) but don't want to negatively affect the score...
