CSP application - "Recommended for Approval"...???

[krismac]

The recon analys that I talked to said that it is "pending verification," / "verification process." He said that there's nothing he can do, but to call in a week to check. He might as well have said that my app was denied.  Im wondering now what it is that they saw on my report. I have a EQ of 751, and TU of 743, avg. credit length of 7 yrs and 4 months, no negatives or late payments, with 3 inquiries in the past year.

[Anonymous]

Chillax... you're probably approved. 

Call in a couple days.. until then go watch some cute kittens on Youtube

[krismac]

I like kittens...but had a bad experience with one growing up...got scratched by one...lol.

[ryanbush]

do you have a high income? maybe they are trying to verify you're income...  have you moved in the last couple of years? maybe they're just trying to verify you are who you say you are...

[krismac]

@ ryanbush - the recon analyst I talked to this morning that recommended me for approval with a 5K CL did ask me to verify my income - he wanted my gross income before taxes, so I told him that and explained to him that the income I had entered on the app was my income after taxes, he also verified my address, last name, and my mother's maiden name.

[Anonymous]

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@krismac wrote:

I like kittens...but had a bad experience with one growing up...got scratched by one...lol.

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Puppies? 

Hampsters? 

Goldfish? 

[ryanbush]

I meant they may try to verify through a third party source that the information you submitted to them is correct.

[Anonymous]

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@ryanbush wrote:
I meant they may try to verify through a third party source that the information you submitted to them is correct.

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I don't think Chase verifies income. 

[ryanbush]

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@Anonymous wrote:

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@ryanbush wrote:
I meant they may try to verify through a third party source that the information you submitted to them is correct.

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I don't think Chase verifies income. 

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thx, I didn't mean to insinuate that's what they were doing... just giving ideas as to what they mean by pending verification

[krismac]

They don't verify income? Huh, I wonder why the analyst asked for mine then...but was honest and told him I entered my income after taxes on the app, but he asked for my income before taxes.