CSP lowered APR

[sghosh5]

Though I don’t get any offer from chase, but recently CHASE lowered the APR to 6.9% till December 2019. Did anyone else get the similar offer. I guess they are doing this since i stopped using the card much

[pinkandgrey]

Not bad. Congrats! I don’t have a Chase card, so I can’t be of any help there lol 

[Remedios]

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@sghosh5 wrote:
Though I don’t get any offer from chase, but recently CHASE lowered the APR to 6.9% till December 2019. Did anyone else get the similar offer. I guess they are doing this since i stopped using the card much

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Nope. That  and BT offers went out to a lot of cardholders. 

It is certainly meant to encourage usage. 

[simplynoir]

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@Remedios wrote:

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@sghosh5 wrote:
Though I don’t get any offer from chase, but recently CHASE lowered the APR to 6.9% till December 2019. Did anyone else get the similar offer. I guess they are doing this since i stopped using the card much

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Nope. That  and BT offers went out to a lot of cardholders. 

It is certainly meant to encourage usage. 

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Yep the summer spending is what they're targeting here. AMEX and others have been following suit throwing out reduced APR offers to encourage use of their cards.

[Anonymous]

Nothing for me as of yet. I do use my CSP quite regularly though. Nothing big, but definitely useage every month. 

Would be nice to get either offer, chase hardly ever has any BT promos. And if I could get 9% APR I might float a balance for a few months.

Ther are some big ticket items I kind of want.

[sghosh5]

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@Anonymous wrote:

Nothing for me as of yet. I do use my CSP quite regularly though. Nothing big, but definitely useage every month. 

Would be nice to get either offer, chase hardly ever has any BT promos. And if I could get 9% APR I might float a balance for a few months.

Ther are some big ticket items I kind of want.

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It started giving me BT offers recently though the limit on my cards hadn't changed in last 5 years since when i got the cards actually. Chase doesn't like my profile due to multiple inquiries and new accounts.