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CSP or Venture.

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willwar14
Valued Contributor

CSP or Venture.

First of all I can't thank the people on this forum enough for all the help they have provided, so my mom has been rebulding from massive ID theft and she just got 2x approvals from Chase, CSP and Marriott, 22k CL on each. Which is really shocking because her score is 698 on EX (they only pulled ex, one HP for both cards).

 

My mom wants to go for a few more cards and 2 of those include Venture and QS (not venture one and QS1) her scores are all above 675 on all 3 bureaus (im pretty sure there all above 680, TU was the lowest and some more negs should of been deleted by now so it should be higher) So what I want to know if she was able to get such a massive SL on CSP would she be able to get the venture card also? Or just stick with the CSP for travel? thanks all. (I know this post I just typed out looks ratchet but if anyone needs more info just ask and ill provide thanks so much again)

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 1 of 5
4 REPLIES 4
icyhot
Valued Contributor

Re: CSP or Venture.

The way I use my CSP and Venture together is to use the UR to book reward travel, then put my Venture on file for incidentals (like a hotel), and if I charge things to my room just wipe out the charge with the Venture miles. I'm sure she'll get a nice limit with CapOne if Chase of all banks her $44K in CL. App for the Venture and QS back to back and she should be good to go with some great cards
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 2 of 5
noobody
Established Contributor

Re: CSP or Venture.

My guess is her income must be in the lower 6 figures, 110K?

EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 3 of 5
willwar14
Valued Contributor

Re: CSP or Venture.

160k, she works for CVS Pharmacy (pharmacy manager), she actually makes just shy of 200k before she pays for her benefits and stuff.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 4 of 5
Anonymous
Not applicable

Re: CSP or Venture.

the csp is way better than the venture in my opinion. the venture is decent but unless she spends $12k plus it's basically worse than a 1.5 card with the annual fee. and with the csp i would use that more...
Message 5 of 5
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