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CSP "customer service"

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mongstradamus
Super Contributor

Re: CSP "customer service"


@Anonymous wrote:

@jd352 wrote:

@Anonymous wrote:

@jd352 wrote:


The same could be expanded to other businesses. IE... cellular wireless CSRs. Those, in my experience, are more so than not simply unsatisfactory in handling calls. Therefore, I have to say that for the most part, the CC companies have it fairly well controlled.


In the wireless world (for big carriers) almost a business decision.  It's high turnover, and the reps are minimally trained to handle common calls with no deviation from the rules allowed (Cap One style).   Anything else is too expensive, and if customers are unhappy, well, they can churn between the carriers, which have similar CSR approaches.  And, in the end, cell service turns out to be much more vital than credit cards, with fewer choices, so consumers end up putting up with poor experiences.  Good model actually!


I personally never had any experience with Cap1 CSR's as I never owned a Cap1 card. But, based on posts, they do bend the rules for some and not for others. Some people get the AF's removed or reimbursed while they deny the same treatment to others. 

I wasn't trying to make a direct correlation between the wireless industry and the credit card industry. But rather pointing out that as long as CSRs are not completely replaced by robots, there will always be variation in levels of customer care - no matter which company is contacted.

The important thing is that companies realize that CSR's are the faces of their company and the first contact for consumers. I have seen many people end their business from companies for receiving poor customer service. How often do we see people ecstatic to kick their Cap1 cards to the curb?

Poor customer service can be a PR nightmare.


It's really the EO that gives different treatment I think.  If you contact front-line CSRs, things go by the rules (if there is an offer on your account, you get it, otherwise you don't).

 

I agree poor customer service can be a nightmare, but there are always new customers for Cap One, and if you are basically a duopoly (VZ, AT&T) with similar products, prices and attitudes and very high barriers to entry for competitors, well, too bad, if the customers don't like it, they can not like it, just keep paying those bills!


to extrapolate this analogy of monopolys in most areas of the country you really have only one option for cable companies, and we know how bad their customer service can be. just look at the recent news story about comcast. It seems to me all cable companies csr all act in the same way. 



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Message 31 of 35
lonelyisland
Frequent Contributor

Re: CSP "customer service"

I don't have a CSP yet, so can't speak to that. The first few times I've called Chase (number on back of card) I wasn't feeling the warm and fuzzies like I do when calling Discover. Lately however, I've been calling when out and about, and called from the app. The "mobile team" I've gotten when calling through the app  is super nice and knowledgeable!  So anyways, I plan to just call that group from now on lol!

Message 32 of 35
ramblinggirl
Regular Contributor

Re: CSP "customer service"

just a couple of days ago  I called the CSP customer service number and once my questions were answered I asked  a question about my Freedom acct and the very pleasant CSR answered my question.  After hanging up I remembered saying to myself "I wish all customer sevice rep was as pleasant as she was".  I have also found nice reps both on day and night shifts.

 

Message 33 of 35
USF813
Frequent Contributor

Re: CSP "customer service"

I've been wondering about the overall nice factor amongst the CSP reps. I think CSP holders, in general, are a slightly higher credit score (and possibly income) individual. These types of callers are usually a more docile bunch. When I worked in airline reservations, I worked in the department that handled heavy spenders. Those customers were almost always easier to deal with. Perhaps CSP reps aren't exposed to as much drama in a shift, and being human as we are, less likely to feel stressed. I know when I had a particularly nice customer, I did all I could to keep them on the line. You never knew when you'd get a once a year flier on the overflow line who thought everything should be free.
Message 34 of 35
navigatethis12
Valued Contributor

Re: CSP "customer service"

I've not really had any bad experience with Chase representatvies. As someone pointed out, someties representatives don't seem like someone you would cry to, but they do what you ask like they're supposed to. A few days ago I got an analyst that was just like that. She asked what I wanted, put me on hold, came back after she finished and that was that. She didn't ask how my day was going or if I was enjoying the card or anything, just what she was supposed to do. Some may feel that that is rude, but that's what I prefer. I don't ring people to talk to them or laugh, I ring to get something done.

 

I've not thought about ringing the number on the back of the United Club card I have, and not sure why anyone would. No matter what card, I always get a representative that helps efficiently. I somewhat prefer the foreign representatives because they usually seem to do things better. I also didn't like the Chase Sapphire Preferred line going right to a human. I prefer to speak to a machine first and then a human if I desire.

Message 35 of 35
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