CSP signup bonus question

iMacDrew · ‎01-30-2014

Good Afternoon all,

I just pulled the trigger on a CSP and was approved for 10,800. I previously had a CSP from Dec 12' but since then PC'd it to the Freedom. Does anybody know if i will receive the signup bonus or not? This is a new line of credit but im not too sure? Anyone have a clue?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703

enharu · ‎01-30-2014

@iMacDrew wrote:
Good Afternoon all,
I just pulled the trigger on a CSP and was approved for 10,800. I previously had a CSP from Dec 12' but since then PC'd it to the Freedom. Does anybody know if i will receive the signup bonus or not? This is a new line of credit but im not too sure? Anyone have a clue?

only way to know for sure is to call chase.

generally, the rule is that you cannot have the CS / CSP within the past 12 months.

However, if for any reason the system has flagged you, then the duration for which you are disqualified for the sign-up bonus may be longer.

Edit: nevermind, seems like it that you won't qualify based on T&C. Not sure if they changed it recently, but this is what the T&C states:

This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

iMacDrew · ‎01-30-2014

shucks. well atleast I get the EMV with it. Thanks for the reply.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703

enharu · ‎01-30-2014

well you should still get 5k points if u add an AU within 3 months though.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

Walt_K · ‎01-30-2014

Chase is usually one bonus per card type. If your previous CSP was a Mastercard and this one is a Visa, that should count as a different card and you would get another bonus. If not, you most likely will not get another bonus, though some people do get lucky and slip through the cracks.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

Take the FICO Fitness Challenge

efranklin23 · ‎01-30-2014

@iMacDrew wrote:
Good Afternoon all,
I just pulled the trigger on a CSP and was approved for 10,800. I previously had a CSP from Dec 12' but since then PC'd it to the Freedom. Does anybody know if i will receive the signup bonus or not? This is a new line of credit but im not too sure? Anyone have a clue?

I don't think the rewards applies to people that held the card before. I'm not sure but you check on that again. Some lenders allow you rewards after 2/3 years of having the card.I believes it has to do with the card churning that went down years ago.

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)