@Open123 wrote:
@Anonymous wrote:
@Open123 wrote:
@Anonymous wrote:To add on: ThankYou points used to be worth much less than they are now. Citi only somewhat recently increased its transfer partners so that now there are better redemption options, thus the increased interest in a card combination comparable to Chase's.
Right, I closed my Forward on the premise that Citi would never be able to incorporate transfer partners into their TY program. I didn't realize it then, but this has turned out to be one of my more stupid decisions and worst predictions.
That'll teach you to close no AF cards
LOL...this is clearly a case where "inaction" was the most prudent course!
I encouraged my daughter (both of then in fact) to get the Citi Forward for students (then 5x) when the started college. A few weeks ago (several years later) my daughter asked me in passing, "What do I do with those Thank You points". I asked her how many, 250K....! So really builds up over time. (She is a UR user and knows all about transferring them, but just built up the TY balance without thinking about redeeming)