@joshuapd1987 wrote:
@myjourney wrote:
@joshuapd1987 wrote:Hi, folks!
So - does anyone know what Chase's underwriting requirements for the CSP are? I've read a few different takes on it... Looks like they'll take a chance sometimes, otherwise they snap back with a "this is a PREMIERE card" attitude...
From my research
Likes to see other $5000 limits
Loves accounts with them that are at least a year old ...also checking etc etc
Correct have been known rarely tho to give some people their first $5000 limit
It is the top Chase card for personal CC so that part is true but I have seen them give it with less than $5000....someone got $3000
Beep Beep Beep is that you....Beeping?
Haha! Yes... it's me! I think it's going to keep beeping as punishment for thinking about escape...
Hmm. I don't have any chase accounts (there aren't enough in any areas I travel/work in so it doesn't make sense)... Do you think treating my Freedom with a 10K limit right for 6 months around December will be enough or should I hold tight?
Yes Yes AND OH HECK YES
@myjourney wrote:
@joshuapd1987 wrote:
@myjourney wrote:
@joshuapd1987 wrote:Hi, folks!
So - does anyone know what Chase's underwriting requirements for the CSP are? I've read a few different takes on it... Looks like they'll take a chance sometimes, otherwise they snap back with a "this is a PREMIERE card" attitude...
From my research
Likes to see other $5000 limits
Loves accounts with them that are at least a year old ...also checking etc etc
Correct have been known rarely tho to give some people their first $5000 limit
It is the top Chase card for personal CC so that part is true but I have seen them give it with less than $5000....someone got $3000
Beep Beep Beep is that you....Beeping?
Haha! Yes... it's me! I think it's going to keep beeping as punishment for thinking about escape...
Hmm. I don't have any chase accounts (there aren't enough in any areas I travel/work in so it doesn't make sense)... Do you think treating my Freedom with a 10K limit right for 6 months around December will be enough or should I hold tight?
Yes Yes AND OH HECK YES
Whoo!! Now I'm excited to Garden!!
@myjourney wrote:
@joshuapd1987 wrote:Hi, folks!
So - does anyone know what Chase's underwriting requirements for the CSP are? I've read a few different takes on it... Looks like they'll take a chance sometimes, otherwise they snap back with a "this is a PREMIERE card" attitude...
From my research
Likes to see other $5000 limits
Loves accounts with them that are at least a year old ...also checking etc etc
Correct have been known rarely tho to give some people their first $5000 limit
It is the top Chase card for personal CC so that part is true but I have seen them give it with less than $5000....someone got $3000
Beep Beep Beep is that you....Beeping?
I heard an alert and see my colleagues have already arrived 
@ Journey: The comical part is I must be the exception to the CSP rule 
My highest limit when I got the CSP was $2,500
I only had my Chase Freedom for about 6 Months (although I've had a checking with them for 6+ years)
They gave me my first $5K limit.
Now that I come to think about it. I'm sure their computer system saw that I treated the Freedom quite nicely and figured it would be smart to hand me a CSP
@GatorGuy wrote:The CSP is certainly tempting.
Gator get out of here before we feed you to your other Gator friends
@joshuapd1987 wrote:
@myjourney wrote:
@joshuapd1987 wrote:Hi, folks!
So - does anyone know what Chase's underwriting requirements for the CSP are? I've read a few different takes on it... Looks like they'll take a chance sometimes, otherwise they snap back with a "this is a PREMIERE card" attitude...
From my research
Likes to see other $5000 limits
Loves accounts with them that are at least a year old ...also checking etc etc
Correct have been known rarely tho to give some people their first $5000 limit
It is the top Chase card for personal CC so that part is true but I have seen them give it with less than $5000....someone got $3000
Beep Beep Beep is that you....Beeping?
Haha! Yes... it's me! I think it's going to keep beeping as punishment for thinking about escape...
Hmm. I don't have any chase accounts (there aren't enough in any areas I travel/work in so it doesn't make sense)... Do you think treating my Freedom with a 10K limit right for 6 months around December will be enough or should I hold tight?
I'm sure they would love to see someone have a full relationship with them, but it can't be a requirement because they aren't everywhere like BoA. I know I can't open a Chase account because I live in MO. So it could help, but it can't be that big of a factor. I think you could be okay. I'd leave the Freedom alone for now. Although I know from reading this forum that they will let you move tradelines around, so if you do decide to CLI your Freedom, you could move some of that limit to a CSP if necessary.
@Anonymous wrote:
@joshuapd1987 wrote:
@myjourney wrote:
@joshuapd1987 wrote:Hi, folks!
So - does anyone know what Chase's underwriting requirements for the CSP are? I've read a few different takes on it... Looks like they'll take a chance sometimes, otherwise they snap back with a "this is a PREMIERE card" attitude...
From my research
Likes to see other $5000 limits
Loves accounts with them that are at least a year old ...also checking etc etc
Correct have been known rarely tho to give some people their first $5000 limit
It is the top Chase card for personal CC so that part is true but I have seen them give it with less than $5000....someone got $3000
Beep Beep Beep is that you....Beeping?
Haha! Yes... it's me! I think it's going to keep beeping as punishment for thinking about escape...
Hmm. I don't have any chase accounts (there aren't enough in any areas I travel/work in so it doesn't make sense)... Do you think treating my Freedom with a 10K limit right for 6 months around December will be enough or should I hold tight?
I'm sure they would love to see someone have a full relationship with them, but it can't be a requirement because they aren't everywhere like BoA. I know I can't open a Chase account because I live in MO. So it could help, but it can't be that big of a factor. I think you could be okay. I'd leave the Freedom alone for now. Although I know from reading this forum that they will let you move tradelines around, so if you do decide to CLI your Freedom, you could move some of that limit to a CSP if necessary.
Cool deal!
@SSA_2013 wrote:
@myjourney wrote:
@joshuapd1987 wrote:Hi, folks!
So - does anyone know what Chase's underwriting requirements for the CSP are? I've read a few different takes on it... Looks like they'll take a chance sometimes, otherwise they snap back with a "this is a PREMIERE card" attitude...
From my research
Likes to see other $5000 limits
Loves accounts with them that are at least a year old ...also checking etc etc
Correct have been known rarely tho to give some people their first $5000 limit
It is the top Chase card for personal CC so that part is true but I have seen them give it with less than $5000....someone got $3000
Beep Beep Beep is that you....Beeping?
I heard an alert and see my colleagues have already arrived
@ Journey: The comical part is I must be the exception to the CSP rule
My highest limit when I got the CSP was $2,500
I only had my Chase Freedom for about 6 Months (although I've had a checking with them for 6+ years)
They gave me my first $5K limit.
Now that I come to think about it. I'm sure their computer system saw that I treated the Freedom quite nicely and figured it would be smart to hand me a CSP
See
I remember about 3 cases like this