CSP

[xgac12x]

I am looking to apply for the CSP in mid April..when most of my INQ's fall off. I was wondering, does the CSP have any requirements, income, score etc? 

Thanks

[-NewGuy-]

It's one of Chase's stricter cards from my understanding. You can always check if you're pre-qualified for it on their website. Not near a guarantee either way, but it's a start.

[CreditJunkie917]

Through my experience, I don't think they're as strict as most people think. I was approved  last month  with the EQ in my siggy, 4 new apps(all w/in 2wks...previous were 15-16mo old), $57K income.  Overall UTI roughly 46%. I believe it's a YMMV kinda thing. Good luck OP!

[jaraico]

i agree with credit junkie people want to put this card on a pedestal

my scores where in the 670's at the time of approval and many inq

if you have your ffot in the door (like you do with freedom) and decent scores and income i think your a shoe in

but def ymmv

[xgac12x]

---

@jaraico wrote:

i agree with credit junkie people want to put this card on a pedestal

my scores where in the 670's at the time of approval and many inq

if you have your ffot in the door (like you do with freedom) and decent scores and income i think your a shoe in

but def ymmv

---

I spend about 3-4k on my Freedom each month probably..PIF each month. I'm just wondering if I would have a shot or just apply for the regular Sapphire instead of wasting the HP.

[longtime_lurker]

---

@xgac12x wrote:

---

@jaraico wrote:

i agree with credit junkie people want to put this card on a pedestal

my scores where in the 670's at the time of approval and many inq

if you have your ffot in the door (like you do with freedom) and decent scores and income i think your a shoe in

but def ymmv

---

I spend about 3-4k on my Freedom each month probably..PIF each month. I'm just wondering if I would have a shot or just apply for the regular Sapphire instead of wasting the HP.

---

I'd app for CSP and then if they cannot approve you for CSP, during recon see if they'll approve you for the CS if you're so inclined. Let us know

[Mellon]

I don't think it's that difficult.... go for it

[xgac12x]

I'm looking to app in the middle of April. I have a BoA card that I do not use for anything..Should I close it after I get the CSP?

[Anonymous]

If it does not have an annual fee I see no reason to close the account

[Lin55]

---

@CreditJunkie917 wrote:

Through my experience, I don't think they're as strict as most people think. I was approved  last month  with the EQ in my siggy, 4 new apps(all w/in 2wks...previous were 15-16mo old), $57K income.  Overall UTI roughly 46%. I believe it's a YMMV kinda thing. Good luck OP!

---

Wow, 46% UTL is high for a CSP approval (at least from what I read on here). Did you have to recon? Also, what was the limit they gave you? TIA