CSR App - Does Chase account help?

[Anonymous]

Deciding whether or not to open a Chase checking/savings and park a few hundred dollars or so there.

Does it help during the app for a CSR?

[Anonymous]

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@Anonymous wrote:

Deciding whether or not to open a Chase checking/savings and park a few hundred dollars or so there.

Does it help during the app for a CSR?

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Not really.  Not enough money for them to take much notice and they'll base any decision on a CSR application on your credit file and not a newly opened account of a couple hundred dollars.

[Anonymous]

Have you checked to see if you have any preapprovals from Chase?

The only thing opening checking/savings account with Chase helps with is that it allows you to sit down with a personal banker.  I opened both checking and savings account but that was so I could get the new account bonuses ($200 checking; $150 savings) and to qualify for the bonuses you need to direct deposit at least $500 per month for three months and for savings you need to keep a balance of at least $10,000 for 90 days.  

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@Anonymous wrote:

Deciding whether or not to open a Chase checking/savings and park a few hundred dollars or so there.

Does it help during the app for a CSR?

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[Anonymous]

I don't have any other relationships with Chase because they don't exist in my region. It would be a three hour trek to the nearest one. I don't have any preapprovals from Chase due to my age

[Anonymous]

Can't I sit down with a personal banker if I go to a branch and app for the CSR?

Does app-ing in branch vs. online make a difference for the CSR? 5/24 aside.

[Anonymous]

>>I don't have any preapprovals from Chase due to my age<<

Are you saying you're younger than 21?  How long have you had your Amex BCE?

If your scores are accurate and you already have a credit line of over $10K I don't see why you would be approved for one of the Sapphire products (assuming you're under 5/24).

[Anonymous]

Opened AmEx BCE in Feb 2017, not a single bad/late/delinquent on my file.

AAoA is 1 year 6 months roughly though.... last opened was the BoA in april 2017. Haven't had any hard hits / new CC since.

[Anonymous]

I just realized I responded to relatively similar questions in this thread:  CSR odds please?

What has changed in the last month?

[Anonymous]

My score went up by a bit, and I am debating whether or not to open a Chase checking to boost my odds.

[Anonymous]

I am younger than 21