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CSR approval odds with some old oopsies

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Aim_High
Super Contributor

Re: CSR approval odds with some old oopsies


@Anonymous wrote:

Yes, I forgot to mention it.  My wife has had chase checking/savings for a long time,  we went to chase and they added me to her account and changed it to a joint account.


Good advice above.  I was a little concerned with your baddies and was going to suggest you open accounts to hedge your bets.  I think that will help.  Now checking for the preapprovals should be next step; if none, then hold off for awhile and let CO's age. 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 11 of 15
EAJuggalo
Established Contributor

Re: CSR approval odds with some old oopsies

If the CO is scheduled to age off in June, 2020.  You may be able to ask for it to be excluded early.  The other option to look at would be to get one of the other Chase cards to get in the door with them, and build up your UR stash before getting the CSR.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 12 of 15
Anonymous
Not applicable

Re: CSR approval odds with some old oopsies

Just an update---------- I was approved for the CSR   SL $18,700 and 18.49% APR

 

I went to a chase branch, banker said I was pre approved and shows me the list of the cards , luckily the CSR was on the list.   I asked to see the offer terms and it showed a single APR. I told her to pull the trigger and just told me I was approved with that SL. Very happy to finally be in the chase game.  

I appreciate the advice.

Message 13 of 15
Anonymous
Not applicable

Re: CSR approval odds with some old oopsies

Congrats! That's a great approval - enjoy and treat it well Smiley Happy

Message 14 of 15
FinStar
Moderator Emeritus

Re: CSR approval odds with some old oopsies

Thanks for the update and congrats on your approval @Anonymous. Glad to hear the odds worked out in your favor.

Locking this thread as you have been approved. Feel free to start a new approval thread in the Approvals forum if you would like to do so.
Message 15 of 15
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