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CU alternative to NFCU?

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Anonymous
Not applicable

Re: CU alternative to NFCU?


@Anonymous wrote:
@I80,The OPs TU is 587..

I should update it, it's actually 695 now, the collection charge I've been disputing finally dropped off and it soared, I recently applied for the regular Venture and was denied, should I try for VentueOne?

Message 11 of 20
ADARPegasus
Established Contributor

Re: CU alternative to NFCU?

How recent is recent? Whats on your credit? I dont think there going to approve you for the VentureOne if they didnt approve the Venture!

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 12 of 20
Anonymous
Not applicable

Re: CU alternative to NFCU?

Thanks for the update!

Okay. Well then yeah. Capital One isnt quite warm to you yet. Don't attempt again for a time.

Message 13 of 20
Anonymous
Not applicable

Re: CU alternative to NFCU?

Yea I have two Cap1s right now, Plat at $300 and QS1 at $500, it's kinda depressing since they're my lowest cards by a long shot, two Amex cards at 5k and 7k and a Discover at 1.5k, also my only two cards with an AF
Message 14 of 20
Anonymous
Not applicable

Re: CU alternative to NFCU?

Try Barclays?
Message 15 of 20
Anonymous
Not applicable

Re: CU alternative to NFCU?

Barclays turned me down too for their Ring, I just think I need to sit back for a while and let my AAoA rise.
Message 16 of 20
Anonymous
Not applicable

Re: CU alternative to NFCU?

Good idea. Join us in the Garden Cul......Club. Smiley Tongue



Garden, Garden, Garden!
Message 17 of 20
ADARPegasus
Established Contributor

Re: CU alternative to NFCU?


@Anonymous wrote:
Barclays turned me down too for their Ring, I just think I need to sit back for a while and let my AAoA rise.

Barclays turned you down?? Is there something on your credit your not mentioning are your accounts young? I'm just shocked because Capital One and Barclay's are usually the very approval happy haha.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 18 of 20
Anonymous
Not applicable

Re: CU alternative to NFCU?

My AAoA is only around 4 months and I'm inquiry heavy, but my history is spotless, utilization is around 15% total, and all my scores are between 660 and 700.
Message 19 of 20
ADARPegasus
Established Contributor

Re: CU alternative to NFCU?

Oh yea sorry your AAoA is way to low that explains why everyone is denying you! Just wait until your AAoA is at least 6 months it would be better to wait until it hits 1 year and your score will soar!

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 20 of 20
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