CURACAO CREDIT Info anyone?

[Creditaddict]

Who they pull?

[Jaylima91]

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@Creditaddict wrote:

Who they pull?

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 I'm not sure but what I do know is that they better open up a new CRA just for you. Lol

[CreditMagic7]

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@Jaylima91 wrote:

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@Creditaddict wrote:

Who they pull?

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 I'm not sure but what I do know is that they better open up a new CRA just for you. Lol

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[Creditaddict]

The application almost didn't feel like an application, asked questions like they pulled from a record but not from credit... I was given account number but said it needed to process.

Clearly I couldn't wait so I called and she located and asked me for:

3 References (name and phone)

If I had bank accounts

If I had store credit cards (not major credit cards, store cards!

then put me on hold to see if they could get me approved on the spot...

She comes back and says DECLINED. I was like pardon me!

I heard they are super easy and I have seen some friends that have credit from them and they have horrible credit... I just kind of applied for fun but fun turned serious when she finally understood my question of what credit reports they pulled and she responded EX AND TU  (kicking myself hard now for applying and taking 2 pulls... but ill fight now

I was like you pulled 2 (my best 2 mind you) and I was declined... I'M SHOCKED, can we have a 2nd opinion please!

back on hold I went...

OMG are they backed by commentiy because sweet girl turned into a brick wall (not just with her responses but with her understanding of anything now that she wasn't asking me basic questions)

and then she hung up on me... I didn't even get to yell!

[Creditaddict]

If I have the Experian (brand credit monitoring) and pull a new report if they did a HP on EX it would be reporting on that new report instantly right?

I have NO HP on EX... I won't know about EQ OR TU until probably tomorrow for the regular monitoring or any of the other services Capital one, Credit Karma to pick up rather they pulled there.

If I don't see HP's then I'm okay to wait for letter to see how they based it... it really seemed more like verification issues until I called and then I don't know what she did when she put me on hold.

I mean she asked if Vermont was in the Country, so she clearly didn't make any credit decisions!!

[FinStar]

[Creditaddict]

UGH... found it TU HP... at least it was just 1... but wth, I have a 671 TU...

This must be like Credit One and my credit is to good for them!

ill test it and get my friend with sub 600 to apply!

[Creditaddict]

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@FinStar wrote:

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That makes me think your dissappointed in me :/ haha

[FinStar]

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@Creditaddict wrote:

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@FinStar wrote:

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That makes me think your dissappointed in me :/ haha

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All your crazy apps make me laugh!!!  Well, I will give you this though, you find some of the most interesting CUs and cards out there.  I never even heard of these folks!  I would love to be that fly on the wall just hearing those credit card conversations with your partner LOL.

[Creditaddict]

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@FinStar wrote:

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@Creditaddict wrote:

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@FinStar wrote:

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That makes me think your dissappointed in me :/ haha

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All your crazy apps make me laugh!!!  Well, I will give you this though, you find some of the most interesting CUs and cards out there.  I never even heard of these folks!  I would love to be that fly on the wall just hearing those credit card conversations with your partner LOL.

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he usually walks away... he has no interest in talking about it... I have to now tell him something I paid off before I can tell him something I was approved for (that's the deal!)