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Called to do a Walmart recon...

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cwwatts1202
Established Contributor

Called to do a Walmart recon...

Is there a time frame you have to call to see if they'll recon? My husband applied yesterday, got the whole 7-10 days thing, called today (the back door number listed on this board) and they didn't even go over his CR with him or anything, they just said they can't do anything like that (over turning the instant decision). We've never tried to recon so i'm not sure how it works... but does this sound typical?

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5 REPLIES 5
LS2982
Mega Contributor

Re: Called to do a Walmart recon...

With GE yes they are very hard to r econ.



EQ FICO 548 3/3/16
Message 2 of 6
cwwatts1202
Established Contributor

Re: Called to do a Walmart recon...

They flat out said they DON'T recon once a decision is made, it's made. Which I know isn't true, because there are recon success stories here. Was it just the rep that we got possibly? 

Message 3 of 6
jeffery581
Established Contributor

Re: Called to do a Walmart recon...

Call and try again with an underwriter maybe?

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Message 4 of 6
LS2982
Mega Contributor

Re: Called to do a Walmart recon...


@cwwatts1202 wrote:

They flat out said they DON'T recon once a decision is made, it's made. Which I know isn't true, because there are recon success stories here. Was it just the rep that we got possibly? 


They do, you need to get a UW on the phone and not a CSR.




EQ FICO 548 3/3/16
Message 5 of 6
pazuzu
Frequent Contributor

Re: Called to do a Walmart recon...

GECRB is very tuff to recon.

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




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