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@joestay wrote:Okay. So, I followed your advice DI and I click the button again. Instead of asking for $10k limit, I asked for $8k limit. This is asking for $3k in increase. I got approved. My limit is now $8k. I wonder if I should have just asked to increase it to $10k limit. 10 is such a nice number. I'm happy. Thanks
Congrats! Atleast you got something. Now you have to wait another 6 months.
I guess if you want a credit limit increase, you must wait exactly at least 6 months.
@joestay wrote:I guess if you want a credit limit increase, you must wait exactly at least 6 months.
Yes. You'll receive a letter confirming your approval. Keep that letter. Your six months starts from the date on the letter that's forthcoming.
What about if I recently opened an AMEX account? I don't have my luv button showing, but I guess that's because it's a new account, and I can't ask for a CLI just yet. Do you have any experience of how long it takes for the luc button to appear? I've heard some saying it might be 6 months, while others saying you might ask earlier than that...
@Anonymous wrote:What about if I recently opened an AMEX account? I don't have my luv button showing, but I guess that's because it's a new account, and I can't ask for a CLI just yet. Do you have any experience of how long it takes for the luc button to appear? I've heard some saying it might be 6 months, while others saying you might ask earlier than that...
Pretty sure the rule is no CLI within 60 days of opening a new account, or 6 months from your last request. Since you're talking about a new account, you'll have to wait 60 days.
@Anonymous wrote:What about if I recently opened an AMEX account? I don't have my luv button showing, but I guess that's because it's a new account, and I can't ask for a CLI just yet. Do you have any experience of how long it takes for the luc button to appear? I've heard some saying it might be 6 months, while others saying you might ask earlier than that...
I received my first CLI within 3 months, but it was a small CLI. It's best to wait until the full 6 months has elapsed before requesting a CLI.
I'll try and wait the full six months though... hope to be able to resist the urge once the luv button appears
@Anonymous wrote:I'll try and wait the full six months though... hope to be able to resist the urge once the luv button appears
It's a soft pull, so if your resistant falls short, you can hit the button again.
@Walt_K wrote:
@Anonymous wrote:What about if I recently opened an AMEX account? I don't have my luv button showing, but I guess that's because it's a new account, and I can't ask for a CLI just yet. Do you have any experience of how long it takes for the luc button to appear? I've heard some saying it might be 6 months, while others saying you might ask earlier than that...
Pretty sure the rule is no CLI within 60 days of opening a new account, or 6 months from your last request. Since you're talking about a new account, you'll have to wait 60 days.
It's supposed to be 6 months from your last CLI. EXACTLY 6 month okay. So, if you request a cli 5 days before that exact 6 month, it will be denied. Luckily though, 5 days afterwards when it hits 6 month, you can get approved.