No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey guys,
I was approved for a Freedom Signature on Halloween. I am also pre approved for the CSP. I just got an invitation by mail with a 15% APR. The only thing is it has been just over 30 days since I app'd for Freedom and I haven't used my Freedom much in the past month. Should I wait a bit longer and spend on the Freedom or just go for it. Is there a 30 day rule or is it maybe best to give it longer than even a month? This was my 3rd card in 2 years.
Thanks!
Why do you think there is such a thing as a 30 day rule?
I'm not quite sure from the link that I added to my previous post, but it could be that you can not get approved for a card if a prior application is in the verification process.
You can, but YMMV.
I got approved for the Freedom and CSP in the same hour.
@Credit_hawk wrote:Is there a 30 day rule or is it maybe best to give it longer than even a month? This was my 3rd card in 2 years.
Nope. All depends on your credit profile and the 5/24 guideline. I got 2 of my Chase cards within a day of each other. As for what's "best" we have no idea what your credit profile is like nor the specifics off the underwriting critiera for the CSP. What do you expect to improve in the next 30 days?
I got my Freedom, CSP within a week of each other and my Ritz within 30 days of the other two.