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Can I get a CSP 30 Days After Freedom?

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Credit_hawk
Established Contributor

Can I get a CSP 30 Days After Freedom?

Hey guys,

 

I was approved for a Freedom Signature on Halloween. I am also pre approved for the CSP. I just got an invitation by mail with a 15% APR. The only thing is it has been just over 30 days since I app'd for Freedom and I haven't used my Freedom much in the past month. Should I wait a bit longer and spend on the Freedom or just go for it. Is there a 30 day rule or is it maybe best to give it longer than even a month? This was my 3rd card in 2 years.

 

Thanks!

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 1 of 14
13 REPLIES 13
vanillabean
Valued Contributor

Re: Can I get a CSP 30 Days After Freedom?

Why do you think there is such a thing as a 30 day rule?

Message 2 of 14
Anonymous
Not applicable

Re: Can I get a CSP 30 Days After Freedom?

You are fine to apply now, if you wish.
Message 3 of 14
Anonymous
Not applicable

Re: Can I get a CSP 30 Days After Freedom?

Such enablers

As far as I knew- biz or personal, u can only get approved for two cards in thirty days. You can apply for as many as u wish, but limit is two last I checked
Message 4 of 14
Anonymous
Not applicable

Re: Can I get a CSP 30 Days After Freedom?

I was approved for both within 3 weeks of each other, although I did CSP first. You should be fine.
Message 5 of 14
vanillabean
Valued Contributor

Re: Can I get a CSP 30 Days After Freedom?

I'm not quite sure from the link that I added to my previous post, but it could be that you can not get approved for a card if a prior application is in the verification process.

Message 6 of 14
L0RDAVENTAD0R
Frequent Contributor

Re: Can I get a CSP 30 Days After Freedom?

You can, but YMMV.

 

I got approved for the Freedom and CSP in the same hour.

Message 7 of 14
takeshi74
Senior Contributor

Re: Can I get a CSP 30 Days After Freedom?


@Credit_hawk wrote:

Is there a 30 day rule or is it maybe best to give it longer than even a month? This was my 3rd card in 2 years.

 


Nope.  All depends on your credit profile and the 5/24 guideline.  I got 2 of my Chase cards within a day of each other.  As for what's "best" we have no idea what your credit profile is like nor the specifics off the underwriting critiera for the CSP.  What do you expect to improve in the next 30 days?

Message 8 of 14
Discover2016
Valued Contributor

Re: Can I get a CSP 30 Days After Freedom?

I got my Freedom, CSP within a week of each other and my Ritz within 30 days of the other two.

Gardening until September 2025
Next app: Mortgage in September 2025
Message 9 of 14
texasman07
Established Contributor

Re: Can I get a CSP 30 Days After Freedom?

What is the 5/24 guideline? Does that mean you can only apply for 5 cards within 24 months?
Message 10 of 14
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