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Can someone please explain?

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Bman70
Established Contributor

Re: Can someone please explain?


@Anonymous wrote:

One of the cards may have originally been a different product (different card) and was changed over the years because the original card was discontinued, graduated from secured card and was changed into a reward card.. something like that. For situation like multiple Amex you might find people who have a platinum card (high annual fee) but they don't really spend money on that card.  They just use it for airline credits, airport lounge access, etc.  but they might have other Amex cards as well (spg, everyday preferred, etc) that they use for actually putting charges on.

 

Also to setup your signature you can go to "My Settings" then personal info and you can at least put in a text signature (like I have) or if you want to put the pictures in you can look into doing that as well.


 

Even from a different bank. My second Quicksilver was once a Household Bank toy card, Cap1 bought the accounts apparently. 


EX 822
TU 834
EQ 820


Message 11 of 21
DoroLucky
Valued Contributor

Re: Can someone please explain?

 
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 12 of 21
Anonymous
Not applicable

Re: Can someone please explain?


@dragontears wrote:
Duh! I forgot about the Cash+ which is horrible of me since I actually have 2 Cash+ cards

Now that is funny

Is cash+ BofA? 

Message 13 of 21
Anonymous
Not applicable

Re: Can someone please explain?


@Anonymous wrote:

I have 2 BofA cards because one was PC'd to the travel rewards.

 

I have 2 chase cards because I got 2 cards:1 HP Smiley Wink 


You sure do!

2 freedoms

You didn't try for a slate or CSP?

 

Message 14 of 21
dragontears
Senior Contributor

Re: Can someone please explain?

Cash+ is US Bank
Message 15 of 21
Anonymous
Not applicable

Re: Can someone please explain?


@Bman70 wrote:

@Anonymous wrote:

One of the cards may have originally been a different product (different card) and was changed over the years because the original card was discontinued, graduated from secured card and was changed into a reward card.. something like that. For situation like multiple Amex you might find people who have a platinum card (high annual fee) but they don't really spend money on that card.  They just use it for airline credits, airport lounge access, etc.  but they might have other Amex cards as well (spg, everyday preferred, etc) that they use for actually putting charges on.

 

Also to setup your signature you can go to "My Settings" then personal info and you can at least put in a text signature (like I have) or if you want to put the pictures in you can look into doing that as well.


 

Even from a different bank. My second Quicksilver was once a Household Bank toy card, Cap1 bought the accounts apparently. 


Yes.. I've heard of that.

 

Message 16 of 21
Anonymous
Not applicable

Re: Can someone please explain?


@dragontears wrote:
Cash+ is US Bank
Thanks

 

 

Message 17 of 21
UncleB
Credit Mentor

Re: Can someone please explain?

I have two Quicksilver cards; the MasterCard started off years ago as a HSBC 'Platinum' MasterCard and I got the Quicksilver Visa Signature last spring.

 

They are eligible to be combined, but I choose to keep them separate because they have different features.  The MasterCard has the better APR (15.15%) and the balance transfer option on it has no fee, but there's no 0% APR promo, either.  On the other hand, the QS Visa Signature card has an APR of 18.15%, and the balance transfer offer for it is 0% for 12 months, but with a 3% fee.

 

Since both balance transfer options can be useful depending on the specific need at the time, I have chosen to keep the cards separate.  I'll also add that at nine years old, the QS MasterCard is one of my older accounts, so I prefer to keep it open for the history as well.

 

As for putting pictures in your signature, here's a link to a thread that has some pretty good instructions:

 

http://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td...

Message 18 of 21
Anonymous
Not applicable

Re: Can someone please explain?

Are the first 2 cards the same amex cards

I can't tell...seem to be different colors

If they are the same....you did it because you get double the benefits?l

Message 19 of 21
Anonymous
Not applicable

Re: Can someone please explain?

Un


@UncleB wrote:

I have two Quicksilver cards; the MasterCard started off years ago as a HSBC 'Platinum' MasterCard and I got the Quicksilver Visa Signature last spring.

 

They are eligible to be combined, but I choose to keep them separate because they have different features.  The MasterCard has the better APR (15.15%) and the balance transfer option on it has no fee, but there's no 0% APR promo, either.  On the other hand, the QS Visa Signature card has an APR of 18.15%, and the balance transfer offer for it is 0% for 12 months, but with a 3% fee.

 

Since both balance transfer options can be useful depending on the specific need at the time, I have chosen to keep the cards separate.  I'll also add that at nine years old, the QS MasterCard is one of my older accounts, so I prefer to keep it open for the history as well.

 

As for putting pictures in your signature, here's a link to a thread that has some pretty good instructions:

 

http://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td...


Thanks...thanks again

Message 20 of 21
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