Can't get Cap1 to give me a CLI...wondering if they will ever grant a CLI?

[AverageJoesCredit]

Nice, from what i have read here, quite the postive reviews on Western, i hope i recall correctly but i believe that one is on Baller's wish list. Apart from getting low aprs( i m still exstatic with my 17.99 promise, which shows you how far i still have to go ) a credit union like Penfed can have other benefits you may enjoy and could even give you great sl on their credit cards. Navyfed, from what i understand, too. The great thing about these 2 CU's is they are open to most, Penfed by donation to a charity or haven given blood in last 2 yeard and now a way to get in to Navyfed by joining NavyLeague San Diego chapter. NAVY is my next goal to join. After all, maybe just best to sd it for awhile, you never know what the future may hold. Best of luck on your decision

[gdale6]

Am pretty sure its due to the low interest rate, I have one from 2010 that sits at $2050 now and its SD due to the fact they gave 150 raise last time. I dont do business with Cap-1 anymore, torched my 5K Sony card last month for being to high in interest rate...

[kdm31091]

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@gdale6 wrote:

Am pretty sure its due to the low interest rate, I have one from 2010 that sits at $2050 now and its SD due to the fact they gave 150 raise last time. I dont do business with Cap-1 anymore, torched my 5K Sony card last month for being to high in interest rate...

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I would agree, I wouldn't be surprised if the low interest rate plays a part. The potential profit is much lower so they have less incentive to give you anything.

That said OP you have many cards so if the card's hit a dead end I'd just move on. I know you are reluctant because of the APR but what good is it if the limit doesn't allow you to actually put any meaningful use to it?