Can't get preapproved for anything! What gives?

[ojefferyo]

I opted out awhile ago and that worked, opted in a few times and that doesn't seem to work as smoothly

[kjel]

---

@Anonymous wrote:

---

@Nismotony wrote:

Hi everyone, this is my first post here.  I have been working on my fico scores in preperation for a app spree.  I had a CH7 dischared about 5 years ago, and a 30 day (by 1 day) with ALLY now 18 months old.

Current credit cards -  Cap One Plat  2k of 4.5k, Discount Tire/ Synch  1.2k of 2.9k, Kay Jewelers 2k of 7.5k, Dillards 0 of 1k.  Also reporting is a rebuilder First National CC 550 of 1.3k.  This card is actually paid off and closed as of 3 weeks ago, just waiting for it to report in the next few days.  I'm hoping this gives me a boost.

Current Ficos (4/1/15)  TU 690,  EQ 679, EX 681

I have used the prequal links for Cap 1, AMEX and BofA with no luck.  Should I wait to app at this point?  I planed on waiting until the FNCC updates in the next few days, but after that should I continue to wait? 

I love this forum, so much knowledge and experience here. 

Thanks in Advance!

---

I can't get pre-approved for anything either...

If it makes you feel better.

---

Me either. I think we're doing alright despite this.

[wmweeza]

I've never had a preapproval for any card, but I'm doing just fine. I think my husband signed us both up to "Opt out", I tried opting back in to no effect, so I put it back. No point to changing it for me.

[ddemari]

I have many many many cards, good income, same addresss for 6 years, good ficos, and i over the years i only have received mailers for barclays rewards 1000s of them, citi AA card although they hate me, and first premier crap: granted some people hate all the junk mail, id take it for novelty sake lol. Was at a friends the other day and he checked his mail and had like 8 offers from citi discover cap1 etc. he also only has a few cards. But who knows

[Anonymous]

I never got pre qualified from boa chase or cap1 too. But that doesn't mean you won't get approved. Your score is good enough for prime cards. Try Chase

[Nismotony]

Pulled the trigger on a Barclay Apple Card app just now.  Got the 7-10 days message.  Hmm.  Maybe I'll wait for a few more things to update before I try anything else. 

[Anonymous]

Recon with Barclay!

[Nismotony]

So apparently like you all said, the electronic prequals aren't great.  I reconned with Barclay to find out that I burned them once and forgot.  I applyed for 2 capital one cards, 2 AMEX cards, a Nordstroms card and a PenFed card.  Approved for all of them!!  Limits in sig  I love this board!

[Pitt570]

You have good scores and looks like you have good cards...how many inq you have???...prequals never worked for me but i would still get approved for certain ones even if they didnt show up so i think some internal systems are messed up i dunno lol

[EdMan63]

Congrats on the approvals!!!