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Can you request any Visa to be a Visa sig if the CL is over $5000?

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Joesh
New Contributor

Can you request any Visa to be a Visa sig if the CL is over $5000?

I have a few visa cards now that are 5k limit are over but arent signature. Can someone answer if any of these can be changed to visa sig if i ask?

 

Chase Freedom - $5k

NFL Bengals Braclay - $5k

BoA Travel Rewards - $7k

 

AMEX BCP : $30K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K | NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K | AMEX BCE: $5k | Age: 26 | Occupation: Grad Student | CreditKarma: 800TU/812EQ |
Message 1 of 10
9 REPLIES 9
Ron1
Super Contributor

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?


@Joesh wrote:

I have a few visa cards now that are 5k limit are over but arent signature. Can someone answer if any of these can be changed to visa sig if i ask?

 

Chase Freedom - $5k

NFL Bengals Braclay - $5k

BoA Travel Rewards - $7k

 


 

Chase Freedom - $5k    No.

NFL Bengals Braclay - $5k    Don't know.

BoA Travel Rewards - $7k      Yes.

 

 

Ron.

Message 2 of 10
09Lexie
Moderator Emerita

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?

Afaik, Chase Freedom also comes in a Signature version. Obviously you must be eligible for the upgrade.
Message 3 of 10
lg8302ch
Senior Contributor

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?


@Joesh wrote:

I have a few visa cards now that are 5k limit are over but arent signature. Can someone answer if any of these can be changed to visa sig if i ask?

 

Chase Freedom - $5k  - difficult misson but it does exist as Siggy

NFL Bengals Braclay - $5k - I do not know

BoA Travel Rewards - $7k - Yes, but be aware that the CL will no longer be reported for Siggy

 


Good luck with Chase Smiley Happy

Message 4 of 10
KIPPIE12
Established Contributor

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?

You'll need to go through EO for Chase for Siggy upgrade.  I used the backdoor number here...........was quick and painless.  The EO office was great!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 5 of 10
kobe2012
Established Contributor

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?


@KIPPIE12 wrote:

You'll need to go through EO for Chase for Siggy upgrade.  I used the backdoor number here...........was quick and painless.  The EO office was great!


Does the account need to be open for atleast 13 months ???? and did you have any balance on the card when you requested it??


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 6 of 10
Joesh
New Contributor

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?

It's strange to me that people are mentioning that CLs aren't reported for Visa Sig cards, but my Citi Forward card is a visa sig and the CL reports. Though it was a regular Visa before, it has been a Visa sig for over 6 months now, can anyone explain why?

AMEX BCP : $30K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K | NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K | AMEX BCE: $5k | Age: 26 | Occupation: Grad Student | CreditKarma: 800TU/812EQ |
Message 7 of 10
Anonymous
Not applicable

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?


@Joesh wrote:

It's strange to me that people are mentioning that CLs aren't reported for Visa Sig cards, but my Citi Forward card is a visa sig and the CL reports. Though it was a regular Visa before, it has been a Visa sig for over 6 months now, can anyone explain why?


At some point, many Visa Sigs, because of the NPSL feature, didn't report CLs.   Now the vast majority of them do, some BoA cards being those frequently mentioned that do not.

 

And to answer the question in the subject: some banks don't  "do" Signature at all, so those cards cannot be converted.  Penfed was an example until a few months ago.

Message 8 of 10
lg8302ch
Senior Contributor

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?


@Joesh wrote:

It's strange to me that people are mentioning that CLs aren't reported for Visa Sig cards, but my Citi Forward card is a visa sig and the CL reports. Though it was a regular Visa before, it has been a Visa sig for over 6 months now, can anyone explain why?


When I mentioned it I ment to say BofA Visa Signature. Both my  BofA cash rewards and the travel rewards do NOT report the CL but the other "non BofA" Siggies all report the CL. Just to inform for someone counting on CL for utilization. I  personally do not care as util is no issue.

Message 9 of 10
Anonymous
Not applicable

Re: Can you request any Visa to be a Visa sig if the CL is over $5000?

I went a round about way to get visa siggy freedom. Had freedom with a 5k limit and got the chase southwest card with 6.5k cl. I didn't want to pay the af after first year so moved the southwest to chase and had a 11.5k cl then requested siggy throu secure MSG saying i closed the southwet which was a signature. Rep called a few days later to verify income and upgraded the account. Smiley Happy
Message 10 of 10
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