Cancel CSP in anticipation of AF?

[Anonymous]

@Noobody.

Give it a couple of months or wait until bonus increase.

[chalupaman]

I honestly would have converted the card to another Freedom. Double the 5% cashback technically. What you did was still good though.

[Anonymous]

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@chalupaman wrote:

I honestly would have converted the card to another Freedom. Double the 5% cashback technically. What you did was still good though.

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Especially if their Freedom is higher APR than their CSP. Lol.

[noobody]

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@Anonymous wrote:

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@noobody wrote:
Got my bonus on 1/10/2013, it has been 26 month, 30K annual spending. should I cancel the card today and reapply tomorrow?

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You could try and it might work, but even a slow analyst on a bad day, on review, might conclude that this happens to look a little like churning!     It's also possible that they would reopen the closed card and not give a bonus.

I would suggest at least a little time between opening and apping.  (You closed it then realized how much you missed it)

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thank you for the advice. just got approved Citi thankyou premier last month, want give it a try, see if it fits me better, as it give 3X typ for more categroy