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Cancelled another Comm. Card

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CreditCuriosity
Moderator Emeritus

Cancelled another Comm. Card

Tonight finally closed my stupid GameStop Comm. Credit Card...  I don't know what I was thinking doing the SCT on this card, thank god I only did it for two cards.. Being GameStop and JCrew.  So only left with one store card the JCrew with a CL of 4450, I plan on keeping that one open as I use it on ocassion..  Don't like closing something that is only about 4 months old, but probably did more harm than good and didn't use it at all..  Anyways mistake admitted and taken care of with an AAoA hit, but tis life.

Message 1 of 7
6 REPLIES 6
FinStar
Moderator Emeritus

Re: Cancelled another Comm. Card

RIP GameStop ... you lived a short life in this credit playground Smiley Tongue

Message 2 of 7
NRB525
Super Contributor

Re: Cancelled another Comm. Card

Congratulations!

Weeding is part of gardening!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 3 of 7
Anonymous
Not applicable

Re: Cancelled another Comm. Card


@NRB525 wrote:

 

Weeding is part of gardening!


LoL.  Never quite thought of it that way but true.

Message 4 of 7
B335is
Moderator Emeritus

Re: Cancelled another Comm. Card

Congrats!
Message 5 of 7
TRC_WA
Senior Contributor

Re: Cancelled another Comm. Card

Well done...

 

Toy limit store cards have no place in my wallet.

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 6 of 7
Imperfectfuture
Super Contributor

Re: Cancelled another Comm. Card

Mine neither, though the most frequented stores are, 1 amazon, 2 7 eleven, 3 Safeway/ dominos 4 Costco. Consequently, not much use for store cards. Smiley Wink
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Message 7 of 7
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