Cap 1 CLI luv button and credit steps program?

[Anonymous]

When I opened my account I was automatically in the credit steps program, it said if I kept payments on time  I would get a CLI in my 5th statemnt.

Right now im in the middle of my 4th statement and I'm curious about pressing the luv button, I know is to early but I feel my credit has imroved since I opened the account, and since is a SP I'm not to worried however I'm wondering if this could somehow interfere in the credit steps program. I don't want to risk it of not having  a CLI and cuase it to kick me out of the program.

Anyone has experience on this?

[diphendrix]

im 3.5 months in the same situation, and i tried today and got denied.

[Skye12329]

Not to burst your bubble but it will most likely end in a denial for reasons of:

Too short of history with card

Hasnt been 6 mos since last increase

It would be best to wait, the reps will tell you your increase will be X amount but you can get more. I know for me i maxed out my card like twice a month and paid in full before statement cutting so a small balance would show. I got an increase of 1k at that time. The another increase after 6 mos. Then another increase after like 3 mos. So if you wait it out it can grow with a few calls to the EO and you can get the fee removed/reimbursed/waived

[Anonymous]

Gotcha, I thought so but I needed someoen to tell me