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Did a search, found some answers, want to validate:
I have a QS1 that is 8 months old. It started at 1500 and has grown to 3500 CL. Most recent CLI was a month or two ago. Has a large balance now but I will make a payent to 0 it out this week as the 0 APR is expiring..
Last week I applied and received another QS1 at 3000. (For temporary utility % purposes, future growth, and because I will be jettisoning a rebuilder card).
I understand that I can not combine these cards for at least 6 months, which is fine.
Can/Should I request a PC on the old QS1 at this time? I assume I should PC after I pay the balance to 0. Is that a SP transaction? Does a recent CLI on the card prevent a PC?
PC to Venture is probably a bridge too far, so I will just be asking for QS I presume.
Thanks.
QS1 (what I have) has fees. QS does not, correct? So wouldn't I PC to QS now? Essentially 'waving fees'
Then, as you state, combine in 6 months, and if applicable apply for Venture.