Just off the phone with Cap 1 in an attempt to merge my two QS cards. CSA says that's not a thing they do. I know they used to allow a merge as long as one account had a zero balance. Since that was a no go, I requested an APR decrease, no luck there either. Begining to think our relationship has run its course. Especially with much better cards in my arsenal these days. Cap 1 is my first card post BK and they let me back in after burning them withing 3 months of discharge. I never had to get their secured card. I recall how grateful I felt at the time and after treating these 2 cards like a newborn baby, I was rewarded with many CLI's. I think I'll just sock drawer them and maybe a tank of gas or two every now and then.
Cap 1 is indeed a strange bird, and difficult to figure out at times... I too have one that I've just given up on as they will just not show me any love no matter whether I spend a lot, or a little. Moving my focus onto other cards.
I had/have that same problem. Called to try to merge my QS and Savor cards but couldn't. Also, my CL's haven't moved for quite a while even though I started w/ a $1000 QS1 and upgraded to QS and now at $8K. Savor is stuck at $3K so i've moved to just using my Apple card instead of those 2 cards.
Have you considered PC to savor1?
Yeah I just got back in with them with a $500 QS after burning them in my Ch 13.
Don't much care about this account... I'll use it and hope for a CLI. The long term goal is getting my Venture back.
My CL's went up very fast with them. Both QS began as QS-1 Upgraded and dropped the fee after the first year. I was swiping those cards like a madman , swipe - pay , swipe-pay and before I knew it, I'm at 10.5 and 11k CL within 2-3 yrs. That was 7 or 8 years ago and the love ended then. I did enjoy plenty of cash back so there's that. Still, after an almost 10 year, spotless relationship, I expected some love today.
@SpaceCityCCuser wrote:Have you considered PC to savor1?
I have not. But I am know . Thank you
The savor1 is a crazy good card right now. Something like 8 bonus categories.
One of my earliest cards after rebuild was QS that was upgraded from Platinum and CLI to $14.5K (before bucketing era) I tried PC it to Savor but only Venture was available and I already had one with lower AF.
Few months ago got a letter from Cap1 to "use it or lose it"! Given 1.5% in obsolete now, sadly had to cancel the QS after another fail attempt to product change to Savor.
@CYBERSAM wrote:One of my earliest cards after rebuild was QS that was upgraded from Platinum and CLI to $14.5K (before bucketing era) I tried PC it to Savor but only Venture was available and I already had one with lower AF.
Few months ago got a letter from Cap1 to "use it or lose it"! Given 1.5% in obsolete now, sadly had to cancel the QS after another fail attempt to product change to Savor.
Good to know. Expecting the same outcome but I'll give it a shot this evening. My expectations are low anyway