Do you have any CapOne cards currently?
Cards like Savor and Venture should be easier for challenged profiles if the cardholder has proof directly with CapOne of their payment habits, on a C1 Platinum or QS.
Cards like Savor and Venture should be easier for challenged profiles if the cardholder has proof directly with CapOne of their payment habits, on a C1 Platinum or QS.
@Jccflat wrote:
And I’ll wait with cap 1 since I want the savor card and I need first to spend the 4K on the flagship
Here's your reason for gardening. 
People often acquire two or three cards, then they can't figure out a way to meet the sign-up bonus. Or worse, they overspend after "inventing" ways to meet sign-up bonuses. You're doing it the right way. Let your natural spending take care of it, keeping in mind that it's fine to temporarily shift spending from other cards to the new one.
The main thing to watch for with Capital One applications is new accounts and inquiries. They've become much more sensitive to those things over the past year or so.