Cap 1 reporting

[MidnightOwl]

My Cap 1 secured card finally started reporting to EX on 8/18/10. Does anyone have a clue when they start reporting on TU & EQ ? Thanks in advance.

[laz98]

they should show up in the next couple of days.  they usually show up fairly close to one another, but sometimes one will lag behind.  it won't show up on the same exact date every month.

[MidnightOwl]

Thanks laz, I appreciate the info.

[MidnightOwl]

Cap1 is now officially reporting to all 3 CRA's. I dropped 10 points on TU but, that's to be expected when a new account is opened. I'll have it back up & past where it was in a few months.

[blazerein]

After you received your card, how long you waited before Cap 1 started reporting?  I received my card mid July and it is still not reporting to all 3 bureau. Also is Cap 1 reporting your Credit Limit?  Thanks in advance.

[MidnightOwl]

I got my card around the middle of June. It showed up on EX  8/18/10, on EQ 8/19 & on TU 8/20.

[MidnightOwl]

Yes, Cap1 is reporting my credit limit.

[tinkytoo]

Do anyone know when they report to the cra, is it the end of the month or when the billing cycle end

[MarineVietVet]

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@tinkytoo wrote:

Do anyone know when they report to the cra, is it the end of the month or when the billing cycle end

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IME they report on the statement date.

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work

[blazerein]

OK got my card mid July, first statement due date is August 15.  Cap one started posting on 3 bureau including credit limits on the 19th.  As expected, my score went down  since I opened a new account but hopefully it will help out in the long run.