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Tried the luv button last night and got the response of 10 days...my online document said because of too many recent inquiries....I havent had an inquiry since last year. So called the corporate office, and they submitted a manual credit increase. So i will find out in 3-5 days.
On the bright side CIti bank - BBY card gave me a random $200 increase, not complaining there. Small yes but an increase is an increase.
I do have a question about app sprees though, when people do them all within the same day. Does that HP report instantly? E.g if i were to apply for 4 cards within 10 seconds would that 1st HP be on my report within that 10 seconds?
yes INQ show instantly if the next person pulled the same report the last place pulled.