Cap One CLI Help

[Anonymous]

Hi they let you have three cards when I try they say no only two cards allowed.

[stagefoursurvivor]

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@Anonymous wrote:
Hi they let you have three cards when I try they say no only two cards allowed.

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Hmmm...didn't know that.

Do I need to return one?

[Anonymous]

Capital One is weird. I've had a QS1 for 7 years, started as Orchard Bank, then Cap One Platinum, then QS1. It's been like pulling teeth getting CLI's, and it's currently at $1800. This month I applied for the QS and was instantly appoved at $3K.

[Kmon]

Capital one is definately a strang one I applied for a cli and was denied about a month later i get a auto cli go figure, alot of people complain about not getting increases but for me started at 1500 now at 3800 but i do cary a ballance with them sometimes I think that's the kicker 

[happypill]

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@Anonymous wrote:
Hi they let you have three cards when I try they say no only two cards allowed.

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Where do you see them say only two cards are allowed?  That's not accurate in my experience; I recently had 4 open at the same time before closing a secured card.  I've seen signatures of other myFICO members that indicate they have more than 2 as well.

[gdale6]

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@happypill wrote:

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@Anonymous wrote:
Hi they let you have three cards when I try they say no only two cards allowed.

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Where do you see them say only two cards are allowed?  That's not accurate in my experience; I recently had 4 open at the same time before closing a secured card.  I've seen signatures of other myFICO members that indicate they have more than 2 as well.

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The limit is 2 mainline cards from Cap-1 that is straight from them, cards that have been aquired like the HSBC cards are not counted against that 2 limit, neither are cobranded cards like the Sony or GM cards, you can have an unlimited number of cobranded cards.