Cap One CLI Question

[Anonymous]

When requesting a CLI, does Cap One look at payment/usage on all of your Cap One cards, or just the one you're requesting a CLI on?

[Anonymous]

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@Anonymous wrote:

When requesting a CLI, does Cap One look at payment/usage on all of your Cap One cards, or just the one you're requesting a CLI on?

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From what I have seen, they appear to look at the entire relationship you have with them.

Fortunately, at least sometimes, that relationship seems to be more important than any minor negs on your CR.

But , as always, YMMV

[Anonymous]

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@Anonymous wrote:

When requesting a CLI, does Cap One look at payment/usage on all of your Cap One cards, or just the one you're requesting a CLI on?

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They look at your entire relationship / history with them with more emphasis placed on the card you are requesting a CLI on.

[Anonymous]

Yes, they take it all into account.  And it is their most important concern.  Not what a loyal customer you've been.

[RonM21]

The whole relationship with them is taken into consideration, and obvioisly the targeted card for increase.

[Nova5041]

I agree with ozman, that capital one definitely seems to look more favorably on your relationship with them than your CR! But that's been my experience with them! Which is one of the reasons I luv capital one!!!