Cap One CLI Request

[Anonymous]

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@FiveOhFour wrote:

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@Anonymous wrote:
You can hit that Cap1 button everyday if you want! It's not going to be a HP ever. It doesn't reset any clock either. So push away until you get the increase you like!

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hmmm thanks, i figured it at the very least prevented you from tryiing again for at least a month or something. I've had it for 11 months now and haven't applied for anything else since, even though many advised me to go for a spree when i applied for that card, I need to apply for at least one more now to keep building my credit report, i need to do some research into what cards are best and how to/what cards give the highest Balance usually or have the highest minimum balance, for instance i would've applied for the Venture card as my first unsecured instead of the quicksilver if i had known the minimum credit was 5,000 as opposed to $3,000, anyway, thanks again Donny, i appreciate your time. 

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With your scores, you may get the Venture with a 15k sl.

[FiveOhFour]

So my score has fluctuated since i made my signature, it went down a bit after getting a negative off my account for some reason, i guess it lowered my AAoA, but its gone up and become more even across the board, but the highest isnt quite as high as it was. My FICO scores are EQ: 769 TU: 768 Exp:754 and FAKO's are both 760, so a little better in some ways and slightly worse in others, not sure how big of a deal that is. 

Is there any reason to wait to ask for a CLI until after i apply for any new cards, or vice versa? I need to do some research, i guess theres Tier's or something or grade's of Creditors, i recall reading that Bank of America and Citi Bank were better than the others, not sure if that means any given person is likely to get a higher limit with them vs Cap1 or lower. 

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@Anonymous wrote:

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With your scores, you may get the Venture with a 15k sl.

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[Anonymous]

You did will to ignore the advice to go on an app spree. You would probably have a bunch of junk cards that you have no use for now if you had. Taking your time and thinking about what you need before you app is very smart.

I don't know what banks give the best limits, but what are you looking for in a card? Cash back? Travel rewards? Low rates? With those scores the world is your oyster.