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I've had my QS card for about a month now and my second statement is cutting Aug 10th. I've had to pay down the card about 6 times as I'm putting about 2k through it a month so far. What is the likelihood of a CLI about the 5th of August?
My plan was to pay the card down to about $300 on the 1st and then contact the Facebook EO team and ask for a CLI. What are your feelings to see if I'll get approved based on the fact it'll be about 6-7 weeks old at that time.
If I go through with the EO request, how long does it normally take to process? If I ask on the 5th, would the CLI (in my perfect world) be completed by the 10th?
BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature
Chances are slim to none before 6 months in my opinion.
Chances are slim. I would wait at least 6 months to request a CLI via EO. That way you have more payment history with CapOne.
BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature
No offense but you are 2 months out of BK, $2k limit with Capital One is amazing!
@Creditaddict wrote:No offense but you are 2 months out of BK, $2k limit with Capital One is amazing!
$1k and no offense taken. Just hopeful. Kinda tired of micro-manging my money to make sure I don't over draw the 1k. All I want is 1 additional K!!!
I'll just have to adjust my spending to only do 1k max a month is all.
EDIT: Boy that post button is touchy.
BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature
@RBFool wrote:
@Creditaddict wrote:No offense but you are 2 months out of BK, $2k limit with Capital One is amazing!
$1k
and no offense taken. Just hopeful. Kinda tired of micro-manging my money to make sure I don't over draw the 1k. All I want is 1 additional K!!!
I'll just have to adjust my spending to only do 1k max a month is all.
EDIT: Boy that post button is touchy.
just keep checking the pre-qual for Barclay and Discover and once you are showing other credit besides Cap1 I think it will help you grow fast!
In the same boat but with only a $300 limit. I can't get the dang payments to the card fast enough to keep using it lol. Sigh going to shelf it for 6 mo to a year to see if it's usable eventually. Too much work trying to keep available credit on the thing. Rather just use my cash back debit as before.