@Anonymous wrote:
Capital One does not give CLIs on new cards. They like to see usage before giving out a CLI. If you got that message then it is a decline unfortunately.
^^^+1
Some people can get CLI's after the second statement cuts. It is a SP to request one online. Capital One says every 6 months - but there are cases where you can get one after the 2nd statement but before the 6 month mark. But you have got to use and pay that card, they like you using it.
Since it's a SP, I'd try after the 2nd statement cuts and then each statement until the 6 month mark. If it is denied, they will send you a letter and let you know why. Mine changed from account to new, to we've given you enough credit (fair enough), to your scores are not good enough to warrent a CLI. I try again every three months since the seem to SP me at that interval.
