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Cap One Combo Worked Great!

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Anonymous
Not applicable

Re: Cap One Combo Worked Great!


@mattayy wrote:

I have two QS cards how do I go about combining them? 


A step by step listing would be great.

Message 11 of 38
Anonymous
Not applicable

Re: Cap One Combo Worked Great!


@Anonymous wrote:

@mattayy wrote:

I have two QS cards how do I go about combining them? 


A step by step listing would be great.


Message 12 of 38
mattayy
Frequent Contributor

Re: Cap One Combo Worked Great!

If you sign into your CAP 1 account and go to services there is a "Request account combination". The requirements are as follows:

  • Card accounts must be in good standing
  • Card accounts must be open for at least 6 months
  • One card account must have a $0 balance and no pending transactions
  • Card accounts must be linked in your online banking profile

 

EQ: 634 TU: 649 EX: 658

Cap 1 Williams Sonoma Visa $6k, Amex Delta Reserve $4.4k Venture One MC $2.2k, Savor $1.1k, American Express Platinum $2K, Venmo Visa $900 , Credit One Amex $700, Credit One Visa $550, Kohls Visa $2k, Target RedCard $300, Amazon $400, US Bank $300
Message 13 of 38
Anonymous
Not applicable

Re: Cap One Combo Worked Great!

Thanks so much for posting that. Do you know if they require all cards account involved to be open 6 months, or is having one of them open for 14 months sufficient to meet that requirement?

Message 14 of 38
mattayy
Frequent Contributor

Re: Cap One Combo Worked Great!

I'm not 100% sure you could always chat with a rep and see if they can answer that

EQ: 634 TU: 649 EX: 658

Cap 1 Williams Sonoma Visa $6k, Amex Delta Reserve $4.4k Venture One MC $2.2k, Savor $1.1k, American Express Platinum $2K, Venmo Visa $900 , Credit One Amex $700, Credit One Visa $550, Kohls Visa $2k, Target RedCard $300, Amazon $400, US Bank $300
Message 15 of 38
Anomalous
Senior Contributor

Re: Cap One Combo Worked Great!


@Anonymous wrote:

Mods - please move if this is the wrong place.  

I finally got the chance to combine two of my Cap One cards tonight!  Transferred my Platinum Prestige over to my QS.  Now I'll ask for a cli & change that to a QSWEMC when the time is right.  Can't wait to combine my two Venture's.  Works great.  Just have to order another AU and cut up old cards that are no longer of use.  Stil learning a few things here. I guess this is the way to get higher cl's and lower cc's.  Smiley Wink


Cool! Glad they worked the kinks out.

Keep both your credit and your body in top shape!

Message 16 of 38
OmarGB9
Community Leader
Super Contributor

Re: Cap One Combo Worked Great!

Humu, I believe BOTH cards must be at least 6 months old.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 17 of 38
Anonymous
Not applicable

Re: Cap One Combo Worked Great!


@OmarGB9 wrote:
Humu, I believe BOTH cards must be at least 6 months old.

That is correct; both cards must be at least 6 months old.

Message 18 of 38
DeeBee78
Valued Contributor

Re: Cap One Combo Worked Great!


@Anonymous wrote:

Thanks so much for posting that. Do you know if they require all cards account involved to be open 6 months, or is having one of them open for 14 months sufficient to meet that requirement?


It says accounts (plural) most be open at least 6 months. Seems incredibly straightforward to me, with no wiggle room for interpretation.

 

Message 19 of 38
Bowzer
Frequent Contributor

Re: Cap One Combo Worked Great!


@DeeBee78 wrote:

@Anonymous wrote:

Thanks so much for posting that. Do you know if they require all cards account involved to be open 6 months, or is having one of them open for 14 months sufficient to meet that requirement?


It says accounts (plural) most be open at least 6 months. Seems incredibly straightforward to me, with no wiggle room for interpretation.

 


That is absolutely correct! I tried to combine my 5 year old Platinum with my 3 month old Venture and it would not let me until my Venture reaches 6 months. Good luck! Im looking forward to trying again in November when my Venture matures to 6 months.
Message 20 of 38
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