Cap One Credit Steps

[Anonymous]

I just paid my 5th payment, but my 6th statement doesnt cut tell the 1st.

Will they wait tell my statement cuts before they give me my CLI?

[Loquat]

Yep...and usually not a moment sooner.

[Anonymous]

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@Anonymous wrote:

I just paid my 5th payment, but my 6th statement doesnt cut tell the 1st.

Will they wait tell my statement cuts before they give me my CLI?

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Yes, they will...

[Anonymous]

If the option is available, you could request a CLI (it is a soft pull), and if you get it, it usually does not interfere with Credit Step increases.

Mine, for example, started at $500. Requested a CLI month 5. Approved to $1050. Month 6, $250 Credit Step increase to $1300.