Cap One Quicksilver?

[zyzzus]

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@WallyxD wrote:
Enharu, I think so. I haven't seen ONE post on here where CapOne has only pulled from one bureau. But I'd also like to know if anyone's applied for it. I'm on the fence.

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If I had a need for another card to catch my spending in a non 5% category this would be high on my list.  The only other card that offers a similar (same I suppose before $15000 net spend) is the Fidelity Visa Signature.  1.5% back on everything is great.

I contacted customer service via chat twice and the phone once.  No success.  I have been receiving direct mail as well as email communication on changing my rewards so I gave a shout out to the Executive office to see if they would be able to faciliate a change.

Oddly the representative that answered said she would forward my request to the last persons that 'assisted' me.  Earliest I'd hear back is Friday if not Monday.

[bluescale]

When I applied in Jan for the Rewards card it was a triple.

[Creditaddict]

Partner was told that he should check on July 15th for account upgrade.
Was not clear where or why this date was given.

Anyone else getting feedback from customer service for product changing?

[09Lexie]

Maybe they are waiting for that date because of their transition. I noticed their website announced a scheduled maintenance on July 14.

[L-TWT]

I just finished speaking with a CSR VIA the phone regarding PC'ing my Cash Rewards CC to QuickSilver and was told basically,  since my card has ONLY been opened since Nov. 2012 my acct was not eligible! Go Figure....

[jsucool76]

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@L-TWT wrote:

I just finished speaking with a CSR VIA the phone regarding PC'ing my Cash Rewards CC to QuickSilver and was told basically,  since my card has ONLY been opened since Nov. 2012 my acct was not eligible! Go Figure....

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That is not true I was PCd from a platinum to a cash rewards (no af) after having my account open for less than 2 weeks.

Once I get my yearly bonus, I'll PC to the quicksilver for the instant cash back instead of waiting.

Also remember, anyone with the cash rewards card, if you PC to quicksilver before you receive your annual bonus, you will forfeit your annual bonus. 

[Peteyglad]

My GF applied tonight for the no fee version of the card and was approved for $3,000.

[linux007969]

I called for the heck of it and asked if my account could be converted to the quick silver just for giggles.....lol..... and they said that there are no offers on my account and the nice indian rep asked me how i heared about the card? and I said I saw it on the Capital One website and she said i could apply for it if i wanted to and i said no thanks, and She was like "you already have a rewards card" and I was like "well i saw on tv at one time you had a card that offers a 50% bonus and my card has 25% bonus and is there any kind of offers for that card?" she said no. I did ask her about lowering my APR and she said that she "would have to transfer me to an account specialist but their office is currently closed and asked me to call back when it was most convienent for me to have them review my account" 

She did say something usuful that i want to share but maybe take it with a grain of salt please.... she said that "if you have any HSBC products they will be automatically converted to Quicksilver cards to earn 1.5% cash back" 

I truely wasn't expecting anything out of a regular CSR as i called the number on the back of my card..... I was just seeing if a phone rep sees something different on their end compaired to a chat rep.... and well i was board i guess....lol.

[Creditaddict]

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@linux007969 wrote:

I called for the heck of it and asked if my account could be converted to the quick silver just for giggles.....lol..... and they said that there are no offers on my account and the nice indian rep asked me how i heared about the card? and I said I saw it on the Capital One website and she said i could apply for it if i wanted to and i said no thanks, and She was like "you already have a rewards card" and I was like "well i saw on tv at one time you had a card that offers a 50% bonus and my card has 25% bonus and is there any kind of offers for that card?" she said no. I did ask her about lowering my APR and she said that she "would have to transfer me to an account specialist but their office is currently closed and asked me to call back when it was most convienent for me to have them review my account" 

She did say something usuful that i want to share but maybe take it with a grain of salt please.... she said that "if you have any HSBC products they will be automatically converted to Quicksilver cards to earn 1.5% cash back" 

I truely wasn't expecting anything out of a regular CSR as i called the number on the back of my card..... I was just seeing if a phone rep sees something different on their end compaired to a chat rep.... and well i was board i guess....lol.

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Really that is my favorite part of the whole thing because it's all so expected of Capital One... But who thought it was a good idea to tell a customer to CALL BACK when they already called you when it's convienent for them... It's convienent now, because that's when I called!

[bluescale]

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@jsucool76 wrote:

That is not true I was PCd from a platinum to a cash rewards (no af) after having my account open for less than 2 weeks.

Once I get my yearly bonus, I'll PC to the quicksilver for the instant cash back instead of waiting.

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Unless you're really trying to minimize HP to your credit, wouldn't it make more sense to apply for a new QS card?  That way you qualify for the $100 bonus after spending $500.  I've never done a PC, but I'm assuming such bonuses would be forfiet with a PC.