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Cap One Secured AF

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Anonymous
Not applicable

Cap One Secured AF

So now that I have a few cards under my belt including my capital one secured mastercard that was opened 3 years ago I dont use it much at all except every 4-5 months to charge a pack of gum. So I noticed the charge of annual fee of 29.00 today. Is there anyway I can get that af waived by calling card services or am I stuck with it? 

Message 1 of 5
4 REPLIES 4
Anomalous
Senior Contributor

Re: Cap One Secured AF

You can certainly try. Some have had success at having their AF removed.

Keep both your credit and your body in top shape!

Message 2 of 5
lindsaydruart
Established Contributor

Re: Cap One Secured AF

PC the card and request the fee be waived. Why keep a secured card with your other cards so far past?

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 3 of 5
Anonymous
Not applicable

Re: Cap One Secured AF

You can PC the secured? Do they send your deposit(s) back when you do that?
Message 4 of 5
lindsaydruart
Established Contributor

Re: Cap One Secured AF

Secured....no, can't PC the secured but you really don't have a reason to keep it at this point. EO may be able to do something but you can definitely ask for the fee back.

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 5 of 5
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