Cap One question

[GoodCredBen]

I agree with Shock, though WF is harder to get an account with.... Its up to you at this point what you do, if you get denied, you get denied... simple as that i know it sucks as i was there a while back as well.... but you will be denied for 100% of what you dont even attempt to apply for. 

[cherrybomb]

I just got approved for Cap 1 unsecured card with a 2000 CL. My FICO scores TU/589 EX/ 615 EQ/633     good luck! 

[Mellykca]

My Equifax FICO is 621

TU is 628 

EX is 646 

I want to apply, I just want to know if it doesnt work out with an unsecured, that I can get the secured with the same pull? 

[GoodCredBen]

I dont think anyone has that answer for you... i say with your scores, give it the gusto and if you get denied... then call in and have them recon, maybe even for the secured. 

[TheBoss]

I got approved for a CapOne QS1 ($500) last month with a MyFICO 545 and a CK 617, so if I got approved like that, I'd guess you'd have a good shot at it.

[cherrybomb]

I think you should apply for the unsecured card. I think you might be pleasantly surprised. ( I was)   I don't know if they will offer the secured if denied. I would call, if that is the case.