Cap One softed me...

[Anonymous]

Should I be concerned? (they only softed EQ)

[Burned2manybridgesB4]

Did you do their prequalify site lately? New to credit?

[Burned2manybridgesB4]

Forget the new question. Just saw your underscore. Probably getting ready to mail you wonderful offers.

It is normal for them to soft you (quite frequently), since you have one of their products. Eventually you'll be able to move up in their ranks.

Just don't be too pushy trying for CLI's. It's like a lottery with them. Cap one is eighty percent of my wallet. I started low, and it took a few years to get to a decent level.

[Anonymous]

Whew! Thanks, I did just send in more money to raise my limit but that was after.

[Burned2manybridgesB4]

When you can get the CL over 1.5k, other banks will start sending you good deals.

PC's are almost impossible with Cap one, so remember that it's a hard pull on all three, when you move up.

[Anonymous]

I have atleast 2 softs a year from cap one mostly on experian.

[hateAshbury]

how do you know that Cap One is doing a soft pull -- where does that information exist?

[Anonymous]

u can find soft pulls on your credit report titled regular or promotional inquires. Although i will side mostly with regular inquires.