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Cap One still a joke!

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Brax
Frequent Contributor

Re: Cap One still a joke!


@lg8302ch wrote:

The luv button gave me flat out denials for quite some time and I figured it is my way to free EQ Fico score....then what a shock ..went from 5K to 10K...love Cap1 ..now I will never touch the button anymore Smiley Embarassed


Congrats! You must have had 3 or more swipes in the last two months. Smiley Wink

Message 31 of 34
Shock
Established Contributor

Re: Cap One still a joke!

Brax and LG, from the looks of it, you have higher limit cards, well in the 5 digits range. I want to qualify for a big bump too..but it has to be warranted..

 

My highest is 7k so far...so well see.

 photo myfico_zpsd00088cb.jpg
Message 32 of 34
Brax
Frequent Contributor

Re: Cap One still a joke!


@Shock wrote:

Brax and LG, from the looks of it, you have higher limit cards, well in the 5 digits range. I want to qualify for a big bump too..but it has to be warranted..

 

My highest is 7k so far...so well see.


I think you nailed it. Other 5 digit cards might trigger Cap 1 to be more generous.

 

Don't worry, your Amex BCE will get into the 5 digits in the very near future. Then, at least you know Cap 1 will try (and likely fail) to keep up! Smiley Happy

Message 33 of 34
clocktick
Valued Contributor

Re: Cap One still a joke!

I've been "stuck" at $4000 for a while on my Cap One card.  I barely use it because of the limit.  I tried for a CLI in Feb. with the luv button but was denied.  I tried again in March and was denied.  I wrote an e-mail to the EO on Monday late night stating I was leaving the country this weekend and would really like to use their card (true story).  A guy called me Wednesday morning and we spoke for a few minutes.  He couldn't guarantee a CLI before tomorrow.  He asked if I would take a counter offer amount and I said yes.  I checked today and it was raised to $7500 - still my lowest (tied) limit of all my non-store cards, but I'll take it!

 

Write the EO!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Message 34 of 34
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