Cap One

[Anonymous]

I opened a Cap One QS1 in Jan 16, with a SL of 300, and after third month hit the luv button and rewcieved a 3000 CLI, then last week I upgraded to the Venture card. I really wanted a metal card, lol and I travel a lot.  I want to upgrade to a World version , hopefully next month adter my credit steps hits.  Would be it be easiest to contact EO?  Any help would be appreciated?  Thanks!!

[Anonymous]

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@Anonymous wrote:

I opened a Cap One QS1 in Jan 16, with a SL of 300, and after third month hit the luv button and rewcieved a 3000 CLI, then last week I upgraded to the Venture card. I really wanted a metal card, lol and I travel a lot.  I want to upgrade to a World version , hopefully next month adter my credit steps hits.  Would be it be easiest to contact EO?  Any help would be appreciated?  Thanks!!

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you can contact customer service, and btw the venture is not metal is a regular plastic credit card

[Pway]

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@Anonymous wrote:

I opened a Cap One QS1 in Jan 16, with a SL of 300, and after third month hit the luv button and rewcieved a 3000 CLI, then last week I upgraded to the Venture card. I really wanted a metal card, lol and I travel a lot.  I want to upgrade to a World version , hopefully next month adter my credit steps hits.  Would be it be easiest to contact EO?  Any help would be appreciated?  Thanks!!

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There has to be upgrades available when you contact Capital One.  It seems that you just upgraded to the Venture.  I believe you have to have a 5k or better line to get the WEMC, WMC.  No I would not bother the EO with a request like this.  

It seems as you have opened this account in January, your credit steps will not kick in til June or July.  

[UncleB]

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@Anonymous wrote:

I opened a Cap One QS1 in Jan 16, with a SL of 300, and after third month hit the luv button and rewcieved a 3000 CLI, then last week I upgraded to the Venture card. I really wanted a metal card, lol and I travel a lot.  I want to upgrade to a World version , hopefully next month adter my credit steps hits.  Would be it be easiest to contact EO?  Any help would be appreciated?  Thanks!!

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Congratulations on your upgrade to a Venture, and on your significant CLI! 

For a short time Capital One issued metal Venture cards to some people as a test, but people have reported that when inquiring further the test is now over, and it is not possible to issue a metal card even with intervention from the EO team. 

Regardless of the composition of the physical card, you have a very nice account with good rewards... again, congrats!

[Anonymous]

Thanks for the information!  I really appreciate it

[Anonymous]

The easiest way to get a WMC from them is to do a PC (to QS, Venture or VentureOne) after your limit is over $5,000.   The EO route is much harder to get it done for some reason.

I just did this twice this month, once a QS1 -> QS upgrade on one card and a couple of days ago on a QS -> VentureOne.  What happened both times is something triggers in the system and they got issued as WMC's during the PC. 

They only allow PC's once every 6 months.  In 6 months, I'm planning on changing the V1 back to a QS and from my understanding, once it's issued as a WMC, it stays that way in their system.

[TimeLBK]

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@Anonymous wrote:

I opened a Cap One QS1 in Jan 16, with a SL of 300, and after third month hit the luv button and rewcieved a 3000 CLI, then last week I upgraded to the Venture card. I really wanted a metal card, lol and I travel a lot.  I want to upgrade to a World version , hopefully next month adter my credit steps hits.  Would be it be easiest to contact EO?  Any help would be appreciated?  Thanks!!

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Wow! Congrats! How much usage did you put on the QS1 and did you pay more than the minimum or paid in full each month?

[Anonymous]

Thanks! I would put around 1500 a month, mulitple payments and always PIF  I'm hoping for a large credit steps increase as well!

Also is a chage to World Mastercard a PC?  Thanks

[UncleB]

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@Anonymous wrote:

Thanks! I would put around 1500 a month, mulitple payments and always PIF  I'm hoping for a large credit steps increase as well!

Also is a chage to World Mastercard a PC?  Thanks

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PC stand for "Product Change" and is generally thought of as changing from Quicksilver to Venture, for example.  If you PC a Capital One MasterCard with a credit line over $5k, most people report being upgraded to a 'World' MasterCard as part of the PC. 

Having a MasterCard changed to a World MasterCard without changing the product type seems to be a bit more elusive for most people.

[Anonymous]

Thanks.. That makes more sense !