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Cap one 3rd card possible?

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Anonymous
Not applicable

Re: Cap one 3rd card possible?


@Anonymous wrote:
He already has a QS....

Hey! I have both the QS and the QS1. I like the QS1 because it's very stable. After having it for over 7 years I never have to worry about a product change or a credit line increase. The QS, on the other hand, is unsettling and volatile because I got a 33% CLI after only two months,

Message 51 of 66
Anonymous
Not applicable

Re: Cap one 3rd card possible?

So what you're saying is... The QS1 is a lazy f......reeloader.
Message 52 of 66
Anonymous
Not applicable

Re: Cap one 3rd card possible?


@Anonymous wrote:

@Anonymous wrote:
He already has a QS....

Hey! I have both the QS and the QS1. I like the QS1 because it's very stable. After having it for over 7 years I never have to worry about a product change or a credit line increase. The QS, on the other hand, is unsettling and volatile because I got a 33% CLI after only two months,


I like the QS 1 because it's a MC, and MC is accepted at a couple of places in the US that even Visa isn't (ie, Sams Club and my alma mater). Things may have changed at my alma mater though, but I remember a lot of universities stopped accepting Visas for tuition/fees a few years ago because of something with Visa's fee structure.... Fortunately I had an old Platinum MC that I PC'd to a QS, so like many others, now the best of both worlds Smiley Happy

Message 53 of 66
woodyman100
Valued Contributor

Re: Cap one 3rd card possible?


@elim wrote:

agreed, every time an EX is pulled...   a chicken loses it's wings


It all makes sense now...Experian is the reason Wing Stop and Hooters exist!

Yes! I knew the boobs were a cover for something!

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 54 of 66
woodyman100
Valued Contributor

Re: Cap one 3rd card possible?


@Anonymous wrote:
So what you're saying is... The QS1 is a lazy f......reeloader.

Bahahaha!

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 55 of 66
Anonymous
Not applicable

Re: Cap one 3rd card possible?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:
He already has a QS....

Hey! I have both the QS and the QS1. I like the QS1 because it's very stable. After having it for over 7 years I never have to worry about a product change or a credit line increase. The QS, on the other hand, is unsettling and volatile because I got a 33% CLI after only two months,


I like the QS 1 because it's a MC, and MC is accepted at a couple of places in the US that even Visa isn't (ie, Sams Club and my alma mater). Things may have changed at my alma mater though, but I remember a lot of universities stopped accepting Visas for tuition/fees a few years ago because of something with Visa's fee structure.... Fortunately I had an old Platinum MC that I PC'd to a QS, so like many others, now the best of both worlds Smiley Happy


Yknow.....they convert Plat MC's to QS....No need to QS1 it.

Message 56 of 66
JSS3
Valued Contributor

Re: Cap one 3rd card possible?

Unfreeze EQ and recon! Omg I'd love more companies to pull EQ and lay off EX and TU. I probably will go for Venture myself.
Message 57 of 66
Anonymous
Not applicable

Re: Cap one 3rd card possible?


@JSS3 wrote:
Unfreeze EQ and recon! Omg I'd love more companies to pull EQ and lay off EX and TU. I probably will go for Venture myself.

I'd like all companies to only pull TU.

Message 58 of 66
Anonymous
Not applicable

Re: Cap one 3rd card possible?


@Anonymous wrote:

@JSS3 wrote:
Unfreeze EQ and recon! Omg I'd love more companies to pull EQ and lay off EX and TU. I probably will go for Venture myself.

I'd like all companies to only pull TU.


Me too providing the sandbox stays the same.

Message 59 of 66
Shogun
Moderator Emeritus

Re: Cap one 3rd card possible?


@CreditCuriousity wrote:

@Anonymous wrote:
Yes please don't waste EX Inquiries.
Kittens die when that happens.

Also makes baby jesus cry, you don't want to see that either...


Kittens don't die.. they just lose their hair.. come on man!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 60 of 66
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