@ddemari wrote:If i go into my archeives of things not shredded yet, I could pull out a stack of these. they will sent 18 month ones too
Thanks DD. This is exactly the info i was looking for. and yes. This is the exact offer i got as well. now. i won't say the check is exactly blank as it does have my name on it. and you have the exact offer i have because i see the date on the lower right corner. which mine says september 24th as well. so if i deposit the check in my account it will go thru no problem. Alright. Great. Free loan. minus the $60 fee i will pay up front. for 2k. but now the problem. My statement cuts on the 15th of the month. and my new balance will report then. that i have a 0 balance on my credit report. Should i wait until then to use the check? or not worry about it as cap one will know the only balance on my card is the BT check to begin with? and i did not really understand about the new purchases. But i did see it say something like that. So it really means i need to Sd the card in order to get the full benefit? it also says i can use up to the full credit limit? at what point will my score suffer? because my limit on that card is only 5.5k. So say i wrote the check for say $3500? this would help me out greatly. not with bills or anything but allowing me to set a kitty to the side for my asian adventure later this year. and not worry about paying it all back for the next 12 months. you have been great in explaining this to me. out standing.
@Anonymous wrote:
I didnt even know they offered these! Good to know. Must be because I've almost always had a balance... Duh
I still have balance reporting on my card. I actually just set up the payment yesterday and it has not came out of my account so they must have sent these in the mail long before i paid it. I don't think that is why they send them. Cap one must figure they can make a little change off of me 
@ddemari wrote:If i go into my archeives of things not shredded yet, I could pull out a stack of these. they will sent 18 month ones too
i never got any of those capital one checks in the mail. Maybe because im paperless. i do not know. They only let me get by the no-BT fee but charge me 22.99% for any balance transfers. ''Pay the same variable 22.9% APR for balance transfers as you do for card purchases.'' Thats why i never look at themfor balance transfers.
