Cap one QST steps or what?

[Creditaddict]

I thought all cap1 gets credit steps

[MoreRewards]

Thanks for your replies.  I'm considering if I app to do so for the VS & them see what happens. I know I don't have to use the pre approval to apply.

[PandiferBear]

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@Creditaddict wrote:
I thought all cap1 gets credit steps

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Interesting.  Did not know that it also applied to their higher level cards.  Thanks for the info!

[MoreRewards]

Wait what?  Even if you get approved for a VS would it still work that way? 

[PandiferBear]

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@MoreRewards wrote:

Thanks for your replies.  I'm considering if I app to do so for the VS & them see what happens. I know I don't have to use the pre approval to apply.

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If you go for it, let us know the outcome.  I am quite interested in seeing how this turns out.  We are wanting to get a QS for DH later this year, and it would be good to know,

[bk510]

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@Skye12329 wrote:

With the cap1 QS VS you arent guranteed a 5k limit, which wouldnt make it the Visa Signature, till you reached 5k. You could be approved for a limit less. Also yeah if you recieve a limit of $300 with them on thier QS card it means your in their credit steps program. $300 is their minimum approval limit. 

If and when u apply for QS Visa, generally what will happen is.......1. if approved and ur profile supports it, u will get a 5K QS Visa Sig version. 2. If not u will get a regular QS Visa starting limit of 3000. so as u can see, that siggy version is at 5k, and regular QS Visa starts at 3K.

Hope this helps,

godd luck

[bk510]

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@MoreRewards wrote:

I didn't app yet so idk what limit it would be but by the wording it seems the apps is for a steps card. Ugh.

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Well, this all would depends on ur profile..........simple as pimple.

again good luck

[bk510]

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@MoreRewards wrote:

My pre-approved offer is for the QS not QS1. I want the QS VS. I know I can apply for it without pre approval just tryimg to figure out this offer they gave me. 

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looking at ur sig, I think u have a pre good shot at QS for 5K.......try it and let us know.

[bk510]

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@Creditaddict wrote:
I thought all cap1 gets credit steps

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Remember that Cap1 also services prime cards like Venture and QS sig and so forth....

[bk510]

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@PandiferBear wrote:

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@Creditaddict wrote:
I thought all cap1 gets credit steps

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Interesting.  Did not know that it also applied to their higher level cards.  Thanks for the info!

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Incorrect.......