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Cap1 CLI Denied.. What else is new?

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Anonymous
Not applicable

Cap1 CLI Denied.. What else is new?

Anyone have any idea how to get a CLI with Cap1? Ive been at $750 for the past 3.5 years.

Message 1 of 15
14 REPLIES 14
BrokaToe
Established Contributor

Re: Cap1 CLI Denied.. What else is new?

Generally the only way to get more credit line out of Cap1 is to apply for one of their higher tier cards.


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Message 2 of 15
Anonymous
Not applicable

Re: Cap1 CLI Denied.. What else is new?


@BrokaToe wrote:

Generally the only way to get more credit line out of Cap1 is to apply for one of their higher tier cards.


Well sucks for me! Cap1 was my first card 4 years ago, and right now I am in garden mode. Oh well...

Message 3 of 15
BrokaToe
Established Contributor

Re: Cap1 CLI Denied.. What else is new?

Yah, from your current limit, sound like you were probably in the credit steps program initially.  But after that last increase to $750, that's probably the last increase you will see on that card without upgrading by apping again.  Then of course, the dreaded 3 HPs


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Message 4 of 15
LS2982
Mega Contributor

Re: Cap1 CLI Denied.. What else is new?

Id be kicking cap1 to the curb If I were you OP



EQ FICO 548 3/3/16
Message 5 of 15
Anonymous
Not applicable

Re: Cap1 CLI Denied.. What else is new?


LS2982 wrote:
Id be kicking cap1 to the curb If I were you OP


I would kick them to the curb. If only they weren't the backbone of my AAoA Smiley Indifferent

Message 6 of 15
LS2982
Mega Contributor

Re: Cap1 CLI Denied.. What else is new?

Your AAoA will be just fine, a closed account will continue to report for 10 years.



EQ FICO 548 3/3/16
Message 7 of 15
Anonymous
Not applicable

Re: Cap1 CLI Denied.. What else is new?


@LS2982 wrote:
Your AAoA will be just fine, a closed account will continue to report for 10 years.

That is all I need to know. THX Smiley Very Happy

Message 8 of 15
gettnthere
Established Contributor

Re: Cap1 CLI Denied.. What else is new?

boy id love to know the answer to that question? i have  had the same dang cap1 card for 3years and im stuck at $300, never any late payments or anything. have had temporary APR reductions and the AF waived but they flatout refuse to up my limit...and i refuse to apply for another one of the crappy cards



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 9 of 15
DiamondK
Valued Member

Re: Cap1 CLI Denied.. What else is new?

I started out with this card at $500 CL, after 6 months my CL was increased to $750. Then.....about 2.5 yrs later of having this card, I went online to pay my monthly bill and my CL was $4750 without a request from myself. My brother had the same issue, after 4yrs, they increased his CL to $3000 from $500 starting CL.
Message 10 of 15
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