What answers here give the best chance of CLI? I feel like anything lower then the line I want is just an easy "sounds like you dont really need that cli."
Either of the first two are probably be best. Good luck! 
To be honest, I don't think that part really makes a different. Just shoot for the stars. The system has a predetermined CLI regardless or none at all.
I just did it 10 mins ago. I used " I expect highr expenses".
@Anonymous
Yes sir! The system gave me a $1000 CLI. Went from $15k to 16K on the Walmart card. I haven't had a cli from CapOne in like 3 years. I figured I was maxed out on my Quicksilver which sits at $49.5K.
@Anonymous wrote:
@Gmood1 wrote:@Anonymous
Yes sir! The system gave me a $1000 CLI. Went from $15k to 16K on the Walmart card. I haven't had a cli for Capone in like 3 years. I figured I was maxed out on my Quicksilver which sits at $49.5K.
Congrats to you on that approval. I will pull the trigger in a few days on my QS1 hopefully they approve me.
Thanks and best of luck to you! I'll keep my fingers and toes crossed for ya!
@bluetegu wrote:What answers here give the best chance of CLI? I feel like anything lower then the line I want is just an easy "sounds like you dont really need that cli."
Why not be truthful?
Now this is just my 2cents but let's say you type in $1K spend per month but actually only spend $200/month. If it were me, I would be afraid of a CLD because I'm not spending what I estimated I would spend.
I agree with selecting "you expect higher expenses over the next few months"--especially if this is true.
Or use "my current line doesn't meet my long-term spending," especially if you're bumping up against your CL every month.
GL2U
@bluetegu wrote:What answers here give the best chance of CLI? I feel like anything lower then the line I want is just an easy "sounds like you dont really need that cli."
I personally have no success with CLI regardless of what I select. I like many, maybe not all, believe strongly that C1 looks at spend primarily (clearly lates are considered I'm sure). I have 4 cards with C1 ranging from 16+ years to nearly 24 years in age. Clean files but I don't spend a lot on any of the cards. And that is always the denial I receive.
@Trudy wrote:
@bluetegu wrote:What answers here give the best chance of CLI? I feel like anything lower then the line I want is just an easy "sounds like you dont really need that cli."
I personally have no success with CLI regardless of what I select. I like many, maybe not all, believe strongly that C1 looks at spend primarily (clearly lates are considered I'm sure). I have 4 cards with C1 ranging from 16+ years to nearly 24 years in age. Clean files but I don't spend a lot on any of the cards. And that is always the denial I receive.
I've been pumping up my Capital One Quicksilver for several years. Usually I select "My current credit line doesn't meet my long-term spending needs." I agree that either of those first two are probably the preferred answers.
Capital One is stingy and makes you really work for a CLI. I concur with @Trudy that it's all about the heavy, regular, recent spend. I can SD their card and get denied left-and-right. If I make it a daily driver for about three months and put heavier spend on it, I usually get a small increase but it takes the full three months. I just keep hitting the "LUV" button with them until it materializes. Lol 
As a matter-of-fact, just got denied again today but it's been less than three months. I put a $1625 charge on it 10/29 and have been hitting it regularly ever since. I've already spent about $4300 (20% of TCL) and have three statement cuts but it's less than 90 days. It appears to me that they don't care about the amount alone. They also want to see regular use for the full three months, as well as a use of significant amount of existing credit line. I fully expect to get another $3K bump in about 30 days. At that point, I'll hopefully have $25K with them and will probably call it quits there. I have many other better card options but just wanted to keep this one in the wings with a decent credit limit for BT offers, PCs, etc.
I have been frustrated with trying to guess the best answers about estimated spend. At one time, they asked what your total spend on credit cards was also, so they wanted to see how much of your business you planned to give them. They are possessive like that. Many times, I have not answered the estimated spend and still gotten an increase after the magic 90 days of use. If you're trying to game the system, I would probably give them a number that is at least 20% or more of your existing credit line.
In my case, this card started as a Platinum with me before they came out with QS and only a pitiful $1K limit. (I got it to use for BTs and that low limit kept me from using it at all for years.) After I PC'd it to QS, I slowly grew it. First, only $1K to $1.5K at a time. Then it has grown about $3K at a time, but not more than once every six months. When they asked me for how much I wanted, it seemed if I shot for the moon, I sometimes got declined but if I set a more reasonable goal like the $3K they typically gave me, I was more likely to be approved. Unlike some banks, it appears to me that shooting for the moon and hoping they will counter-offer is not a good stragegy with Capital One.
