Cap1 PC success and question

[Anonymous]

Im both happy and perplexed with cap1. On a whim last night I got on chat with cap1 and inquired about any offers for upgrade on my cards with them, two qs1 and two platinum. The oldest account is from 6/15. Ive been wanting to upgrade to a venture or venture one because of some travel i have coming up in the new year but I was offered to PC both of my platinum cards to regular Quicksilver cards (not QuicksilverOne) this left me confused, but happy, because the two accounts that were upgraded were from aug and sept. I was told to check back in a few months about converting my two QS1 to a venture. does this seem strange to anyone? All of these cards began as rebuilder cards under credit steps, the oldest will cut its 6th statement in early december. my scores are in the very low 600s. but i assume they are going off of my internal file with them? any understanding or insight would be amazing. 

[DeeBee78]

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@Anonymous wrote:

Im both happy and perplexed with cap1. On a whim last night I got on chat with cap1 and inquired about any offers for upgrade on my cards with them, two qs1 and two platinum. The oldest account is from 6/15. Ive been wanting to upgrade to a venture or venture one because of some travel i have coming up in the new year but I was offered to PC both of my platinum cards to regular Quicksilver cards (not QuicksilverOne) this left me confused, but happy, because the two accounts that were upgraded were from aug and sept. I was told to check back in a few months about converting my two QS1 to a venture. does this seem strange to anyone? All of these cards began as rebuilder cards under credit steps, the oldest will cut its 6th statement in early december. my scores are in the very low 600s. but i assume they are going off of my internal file with them? any understanding or insight would be amazing. 

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Take what you can get. I can't get a regular QS through PC or cold app. 

[Anonymous]

After all your cards are 6 months old you combine the 2 QS1 cards with the 2 QS cards. The end result is 2 QS with no AF and larger limits. Check with chat for assistance.

[schsa210]

In the beginning, I had one QS1 with AF and a Platinum MC, the PMC hit 6 months 1 month after the QS1 did.  I paid off the PMC and combined that credit limit with my QS1, then hit up chat to ask if the QS1 had any offers.  The rep told me I had 2 offers, either upgrade to a QS1 with no AF or upgrade to a  VentureOne with no AF, so I chose the VentureOne option.  I did not receive a cli and they said it was because my card had just received one right before it was upgraded to VentureOne.  So, they are saying that when I combined my credit limits, that was my credit limit increase, so I would have to wait the full 6 months before receiving a cli on my VentureOne card.

I am completely ok with that, I have seen where others get increases right after they are upgraded, but I know my credit file is completely different from everyone elses.  All I can do is use my card, make my payments, be patient, and be grateful for the cards.  It is easier getting cli's from Cap One than it is to get cli's from Barclays and Chase, especially when it comes to soft pull vs hard pull.