Cap1 WEMC and EO

[Skye12329]

So the EO got back to me yesterday about converting my card etc. However i am rather confused, they were able to give me the small CLI. They were not able to give me a APR reduction only because it didnt pop up in my modify features she said. Then when i asked about getting my card changed to WEMC or WMC she said she cannot because thats on MC end, not theirs. So im a little confused cap1 doesnt change your card. MC does?

[Anonymous]

They converted my regular MC to a WMC...I don't see why they couldn't do WMC to WEMC...if they wanted too..

[Skye12329]

Well in my case it would be MC to either WEMC or WMC. Which is why im also confused because i thought they could, maybe i just got someone who didnt know.

[TheClub]

Sounds like she made that up. Was she hinting that you should contact MC/Cirrus and ask them yourself

Try another rep and see what they say.

[Skye12329]

She actually did hint on me having to call MC actually. I might call another rep. However with my discover and chase cards cap1 is my last resort now.

[TheClub]

I see. Good luck.

I would advise inquiring via online chat as well. When I had capital one that was the ONLY way I was willing to contact them. Always felt like I was being lied to over the phone.

I know... it's weird.

Anyway congrats on your newly acquired accounts! 

[Dw4250]

Try another rep but also ask yourself if you'll actually use ANY of the WMC/WEMC "perks". I have several VS/WEMC cards and can tell you 99% of the features are pretty much worthless to the average consumer. For example I don't see myself having to reserve a private jet anytime in the near future...lol. But YMMV. The only thing I've used is the VS Fandango portal to get 20% off movie tickets which is pretty sweet.

Honestly I wouldn't put too much effort into it, unless you want/need it for something specific.